News from October 28, 2025

Technology

MSCI reports third-quarter profit rise on robust demand for index products

Index provider MSCI reported a rise in third-quarter profit on Tuesday, as improved client spending drove up demand for its index products and analytics services. MSCI creates stock market indices that serve as benchmarks for trillions of dollars in assets held by investment funds, pension plans, and asset managers to measure performance and guide investment decisions. When MSCI performs well, it indicates healthy demand for index-based investing and market data. Conversely, weak results might signal an investor pullback or headwinds in the investment management sector. The data provider posted a profit of $325.4 million for the quarter ending September 30, or $4.25 per share, compared with $280.9 million, or $3.57 per share, a year earlier. Recurring subscriptions in its index segment rose 8.3 per cent on-year to $242.6 million in the September quarter, driven by growth from market-cap weighted index products. This pushed total operating revenue nearly 9.5 per cent higher to $793.4 million, while higher asset-based fees also contributed. U.S. markets have continued to swing higher as lower interest rates and AI exuberance cloud investor anxieties over labor market cracks and tariffs. This marks a stark turnaround from April, when U.S. President Donald Trump's erratic trade policy roiled markets worldwide. Operating expenses increased 7 per cent, as the company spent more on employee compensation and information technology.

Unknown 4 days ago

Technology

Prophet Roja prophesies major 2026 floods in Ghana, warns residents near water bodies

Prophet Roja has made a prophetic declaration regarding major floods expected to happen in Ghana in 2026In a video, the prophet cautioned those living close to water bodies to evacuate their homes to avoid disasterProphet Roja's prophecy about the floods has triggered mixed reactions from many Ghanaians on social media Ghanaian prophet Samuel Henry, popularly known as De Lighter Roja, has made a prophetic declaration about a concerning event that is expected to occur in 2026. In recent months, the prophet has gained nationwide popularity after seemingly predicting the death of Ghana’s Defence Minister, Edward Omane Boamah. The preacher had cautioned the late cabinet minister about a disturbing vision concerning him and had called on him to arrange a personal meeting. A day after he shared his message on TikTok, a Ghana Air Force helicopter carrying five government officials and three military officers crashed into the Sikaman Forest located in the Adansi Afuokrom district of the Ashanti Region, killing all onboard, including Dr Boamah. Prophet Roja prophesies about flood in 2026 In an interview with Okay FM on Monday, October 27, 2025, he claimed to have received a vision about major floods that would hit the country next year. Prophet Roja advised Ghanaians living near water bodies to start evacuating from their residences and relocate to avoid becoming casualties, saying: "There are conditions to this issue. Please evacuate from your house if you live closer to a water body or a pathway for rainwater before 2026." The prophet also called on government agencies to initiate plans to demolish the buildings close to water bodies or relocate the residents before the beginning of the new year. The video of Prophet Roja prophesying major floods in Ghana in 2026 is below: Prophet Roja shares prophecy about Gifty Oware Prophet Roja's prophecy about the 2026 floods in Ghana comes weeks after he prophesied doom for the former Deputy Executive Director of the National Service Scheme (NSS), Gifty Oware-Mensah. In a video seen by YEN.com.gh, the prophet shared a vision he had about the embattled politician. Addressing his congregation, he claimed that he saw Oware-Mensah locked in a certain room spiritually, and proceeded to speak to her. He stated that he saw that her spirit was disturbed and informed her that he had a message for her from the Lord. Prophet Roja appealed to anyone who knew Oware Mensah to get his video to her so she could contact him for the urgent message. The TikTok video of Prophet Roja sharing a prophecy about Gifty Oware-Mensah is below: Prophet Roja's 2026 flood prophecy stirs reactions YEN.com.gh has gathered some comments from social media users below: PAPARichy1 commented: "We are all observing and learning something here." jeremiahowusu7451 wrote: "Wisdom is speaking." Preacher's prophecy surfaces after Nana Konadu's death Earlier, YEN.com.gh also reported that a preacher's prophecy had surfaced after Nana Konadu Agyeman-Rawlings passed away. In an old video, Prophet Alex Armstrong predicted the demise of some prominent personalities in Ghana before the end of 2025 The prophet's doom prophecy stirred mixed reactions among Ghanaians on social media after the former First Lady had passed. Proofreading by Bruce Douglas, copy editor at YEN.com.gh. Source: YEN.com.gh

Kofi Owusu,Samuel Obour 4 days ago

Technology

Business News | Sachidanand Upadhyay Joins Global Business Elite with Second Appearance in Time Magazine

Mumbai (Maharashtra) [India], October 28: Sachidanand Upadhyay, Managing Director of Lord's Mark Industries Ltd. (LMIL), has achieved a significant milestone with his second consecutive appearance in Time Magazine. This rare honour places him among a select group of global business visionaries, including some of India's most respected industry pioneers who have been featured twice for their contributions to industry and society. Also Read | iPhone 17 Series Now Supports Adobe's Project Indigo, Front Camera Assistance Coming Soon; Check Features and Other Details. Upadhyay's recognition in Time's "Entrepreneurs to Watch" list in both 2024 and 2025 reinforces his expanding international reputation as a leader reshaping the future of healthcare and advanced manufacturing in India. Time Magazine's profile emphasises his pivotal role in transforming Lord's Mark Industries into a MedTech and diagnostics force aligned with India's innovation agenda. From Vision to Scaled ImpactUnder Upadhyay's stewardship, LMIL has transitioned from a diversified enterprise to a healthcare innovation company with a focus of over 98% on MedTech, diagnostics, genomics, and biotech-led manufacturing. Also Read | Rohan Jaitley, Mithun Manhas Meet Jammu and Kashmir Chief Minister Omar Abdullah To Boost Cricket Infrastructure (See Post). Flagship initiatives include: - Renalyx smart dialysis ecosystem enabling access to affordable renal care - One DNA genomic testing platform supporting preventive health adoption - AI-powered diagnostic tools for oral cancer and sickle cell detection These advancements make a meaningful contribution to India's Make in India and Atmanirbhar Bharat missions by strengthening domestic capabilities and addressing critical national health burdens at scale. A Place Among Global InnovatorsFew Indian business leaders have been featured twice in Time Magazine's notable lists. Visionary entrepreneurs who transformed India's technology and industry landscape have set benchmarks in this league. Upadhyay's consecutive entries signal the arrival of a new generation of leadership driven by technology, access, and purpose. Accelerating India's Global Healthcare MomentLMIL has recently secured US FDA registration, catalysed expansion into the US and SAARC markets, and announced significant investments leading India toward becoming a global MedTech manufacturing hub, including plans for Asia's largest biochemistry and medical device facilities by 2028. Upadhyay's recurring presence in Time Magazine underscores a crucial narrative shift: India is not only advancing in digital and financial innovation, but it is stepping confidently into global healthcare leadership. His journey reflects an entrepreneurial model grounded in transformation, societal relevance, and global ambition. As India's role on the world stage grows stronger, leaders like Sachidanand Upadhyay exemplify a future where industrial success and national progress advance together. (ADVERTORIAL DISCLAIMER: The above press release has been provided by NewsVoir. ANI will not be responsible in any way for the content of the same) (This is an unedited and auto-generated story from Syndicated News feed, LatestLY Staff may not have modified or edited the content body)

Unknown 4 days ago

Technology

Madagascar Revokes Citizenship Of Former President After Ouster

Former Madagascan President Andry Rajoelina, who was ousted in a coup last week, has been stripped of his citizenship by the new regime. The order, signed by new Prime Minister Herintsalama Rajaonarivelo, cited local laws stipulating that people who acquired foreign citizenship should lose their Malagasy nationality.Rajoelina, 51, obtained French citizenship a decade ago, prompting calls for his disqualification from the 2023 presidential election. But he defied those calls and went on to win.He fled the African island nation after weeks of protests over persistent power and water shortages, culminating in a military takeover led by Col Michael Randrianirina.Rajoelina has said he has gone into hiding for his own safety, and his whereabouts remain unclear.When he disclosed his French nationality months before Madagascar's last presidential election, he argued he had only secretly acquired it to make things easier for his children studying in France. In recent weeks, he had faced demonstrations initially organised by youth movement Gen Z Mada and inspired by similar anti-government protests in Nepal, which were only exacerbated when his government responded with violence.Rajoelina sacked his energy minister and then his government - but this did little to quell the calls for him to step down.Protesters had hoped that Rajoelina would resign to pave the way for a smooth, democratic transition.Instead, he clung to power, eventually leading to Madagascar's elite military unit, of which Randrianirina was chief, to seize power.He has now been sworn in and has formed a new government, pledging to hold elections within two years.

Bernard Mensah 4 days ago

Technology

iPhone 17 Series Now Supports Adobe’s Project Indigo, Front Camera Assistance Coming Soon; Check Features and Other Details

New Delhi, October 28: Adobe’s Project Indigo has now expanded its support to the iPhone 17 series, bringing its advanced computational photography to Apple’s latest devices. The new camera app, developed under Adobe Labs, brings AI-powered image processing with a natural photo look, giving users professional-level control and flexibility. Adobe Project Indigo brings custom computational photography. It also offers a full set of manual camera controls, positioning itself as one of the creative tools for professional photographers and everyday users. The Indigo team has revealed that its app is now compatible with Apple’s latest iPhone 17 series devices. Project Indigo is now supported on iPhone 12, iPhone 13 Pro, iPhone 13 Pro Max, and every model from the iPhone 14, iPhone 15, iPhone 16, and iPhone 17 series. Apple said, "For best experience we recommend using iPhone 15 Pro or newer." Google Beam: Google Partners With USO Centre in US To Bring AI-Powered 3D Video Platform Helping Military Members Connect With Their Families, Global Rollout Next Year. Adobe Project Indigo Features Project Indigo uses advanced computational photography to enhance image quality. Instead of taking one shot, the app captures multiple frames with each press of the shutter. These frames are then merged to create a high-quality photo with lower noise and higher dynamic range. Apple said, "Photos produced by Indigo employ computational photography and AI to produce a natural (SLR-like) look for your photos, including special (but gentle) treatment of subjects and skies." Front camera support for the iPhone 17 series will arrive in the next version of the app, scheduled to roll out after the public release of iOS 26.1, which includes essential fixes for front camera support. As per App store preview, "Front-facing camera is currently disabled. It will be enabled in the next app release targeting iOS 26.1." Apple has cautioned users about potential image noise when shooting in Photo mode under low-light conditions at high ISO settings. The company recommends switching to Night mode for better results or keeping the ISO at 500 or below. It also noted that Auto Exposure might occasionally flicker while capturing photos in low-light environments. Threads ‘Ghost Posts’: Meta-Owned Platform Introduces Disappearing Posts To Share ‘Unfiltered Thoughts’ That Automatically Archive After 24 Hours. A short in-app survey has also been added under Settings. It takes about five minutes to complete and helps the team understand user needs. The developers encourage all photography enthusiasts to share their feedback to guide future updates of Project Indigo. Those who upgraded to the iPhone 17 lineup early may have missed version 1.0.3, which introduced several improvements and new tools. Users can check the App Store release notes for the full update details.

Team Latestly 4 days ago

Technology

Business News | CarTrade Tech Profit Zooms by 109% to 64 Crores

Mumbai (Maharashtra) [India], October 28: CarTrade Tech Limited, announced its financial results for the quarter ended September 30th, 2025. In Q2FY26, the Company reported its highest-ever quarterly revenue of₹222.14 crores, representing a 29% year-on-year (YoY) growth, and Profit After Tax (PAT) of ₹64.08 crores, up 109% YoY. Also Read | Rohan Jaitley, Mithun Manhas Meet Jammu and Kashmir Chief Minister Omar Abdullah To Boost Cricket Infrastructure (See Post). Key Highlights - Q2FY26 (Consolidated): - Revenue of ₹222.14 crores in Q2FY26, resulting in YoY growth of 29%. Also Read | Hair Loss Cure Found? Taiwan Scientists Create Rub-On Serum That Regrows Hair in 20 Days. - EBITDA of ₹63.60 crores in Q2FY26, resulting in YoY growth of 94% - Profit before tax for the quarter is at ₹79.93 crores, resulting in YoY growth of 115%. - Profit after tax for the quarter is at ₹64.08 crores, resulting in YoY growth of 109%. Key Highlights - H1FY26 (Consolidated): - Revenue of ₹420.64 crores in H1FY26, resulting in YoY growth of 28%. - EBITDA of ₹107.10 crores in H1FY26, resulting in YoY growth of 96% - Profit before tax for the H1FY26 is at ₹136.84 crores, resulting in YoY growth of 122%. - Profit after tax for the H1FY26 is at ₹111.14 crores, resulting in YoY growth of 107%. Consolidated results for the quarter ended and half year ended September 30th, 2025 The company's financial performance for Q2FY26 shows strong growth across all key metrics compared to Q2FY25. Total income rose by 29% to ₹222.14 crore, while EBITDA nearly doubled, increasing 94% to ₹63.60 crore. Profit Before Tax (PBT) surged 115% to ₹79.93 crore, and Profit After Tax (PAT) grew 109% to ₹64.08 crore. For the first half of FY26 (H1FY26), total income stood at ₹420.64 crore, up 28% year-on-year. EBITDA increased 96% to ₹107.10 crore, PBT rose 122% to ₹136.84 crore, and PAT grew 107% to ₹111.14 crore, reflecting robust operational and profitability improvements over the previous year. Segment Performance - Q2FY26 CarTrade Tech Delivers its highest ever Revenues and profits across each of its businesses - The Consumer Group continued to scale profitably, delivering 37% YoY revenue growth and 82% YoY PAT growth. - The Remarketing Business posted robust results with 23% YoY revenue growth and 30% YoY PAT growth. - OLX India maintained strong momentum with a 17% YoY growth in revenue and a 213% YoY increase in profits, driven by operating leverage and integration of synergies. Operational Highlights - The Company attracted ~85 million average monthly unique visitors during Q2FY26, with 95% of the traffic being organic, underlining strong brand equity and content leadership. - CarTrade Tech now has a presence in 500+ physical locations, including Shriram Automall, CarWale abSure & Signature dealers, and OLX India franchisees, strengthening its pan-India network and enabling last-mile connectivity. - Its leading digital platforms--CarWale, BikeWale, and OLX India--each cater to more than150 million annual unique visitors, underscoring the scale and depth of engagement across the ecosystem. - The remarketing business achieved an annualized run-rate of 1.8 million listings for auction, reinforcing its leadership in vehicle remarketing. Commenting on the company's performance, Mr. Vinay Sanghi, Chairman and Founder, CarTrade Tech, said, "We are delighted to deliver yet another record quarter with strong growth across all our businesses. The consistent momentum in revenues and profitability reflects the strength of our diversified digital ecosystem and the focus on operational excellence. This quarter, our revenues grew by 29% year-on- year to ₹222 crores and profits rose by 109% to ₹64 crores marking our highest-ever performance. We remain committed to sustainable, profitable growth and creating long-term value for all our stakeholders." About CarTrade Tech Limited: (www.cartradetech.com; NSE: CARTRADE|BSE:543333) CarTrade Tech Limited is India's largest digital marketplace ecosystem, operating multiple platforms including CarWale, BikeWale, CarTrade, OLX India, Shriram Automall, CarTrade Exchange, and Adroit Auto. These platforms empower millions of users including consumers, dealers, OEMs, and enterprises to buy and sell vehicles, real estate, electronics, mobile phones, furniture, and more with ease and efficiency. For media queries contact: Communicate India: Hesha Parekh - hesha.parekh@communicateindia.com Sagufta Sheikh - shagufta.sheikh@communicateindia.com (ADVERTORIAL DISCLAIMER: The above press release has been provided by VMPL. ANI will not be responsible in any way for the content of the same.) (This is an unedited and auto-generated story from Syndicated News feed, LatestLY Staff may not have modified or edited the content body)

Unknown 4 days ago

Technology

Women in cybersecurity launch workshop to tackle digital inequality in Ghana

As part of National Cybersecurity Awareness Month 2025, Women in Cybersecurity West Africa (WiCyWA) has opened a three-day workshop in Accra, aimed at bolstering Ghana’s cyber resilience. Themed “Building a Safe, Informed and Accountable Digital Space,” the event will bring together cybersecurity professionals, gender advocates, and policymakers to confront the growing threats in the digital landscape, especially those disproportionately affecting women and girls. A central focus of the workshop is the rising digital inequality. Gender Equality and Social Inclusion Specialist at TAG International, Francesca Quirke, emphasised that limited digital literacy, unequal access to technology, and entrenched social norms continue to marginalise women online. “There’s a lot of inequality that exists in the physical world that is translating into the online space,” Ms. Quirke noted. “We need to address this inequality to create a safe and secure world where diverse voices are represented and online harms are actively countered.” She warned that online violence, often dismissed as trivial, has serious consequences, from mental health impacts to real-world safety risks. “Threats that start online can transition into the physical space,” she added, calling for inclusive policy-making that ensures affected voices are part of the solution. President of the WiCySA West Africa Affiliate announced Olayinka Naa Dzama Wilson-Kofi, an upcoming initiative dubbed “Rural Workshops.” The programme will begin in the Ashanti and Northern Regions, using local languages to engage communities directly. “We’re going to the markets, to the streets; we want to speak their language, not English,” Ms. Wilson-Kofi explained. “We want them to understand the risks and how to protect themselves.” The initiative aims to bridge the digital divide by making cybersecurity knowledge accessible to underserved populations, with plans to expand nationwide based on its success. The Cyber Secure 360 Workshop continues throughout the week, fostering dialogue and action around building a safer, more inclusive digital environment. Organisers hope the event will spark long-term collaborations and policy shifts that prioritise gender equity and digital accountability.

Karen Tei,Rhodaline Naa Oboshie Abenser 15am 4 days ago

House of Dynamite writer ‘respectfully disagrees’ with Pentagon’s complaints about nuclear missile thriller

Noah Oppenheim responded to complaints from the Pentagon over the accuracy of the film’s depiction of the US’s defence systems

Andrew Pulver 4 days ago

Technology

Jimmy Lai’s son sends message to Trump before key summit: Please convince Xi Jinping to free my father

The son of British media tycoon Jimmy Lai has thanked Donald Trump for promising to raise the matter of his father’s incarceration when he meets Chinese president Xi Jinping on Thursday. Mr Lai, the 77-year-old founder of the now-shuttered Apple Daily, is awaiting a verdict on charges of sedition and collusion with foreign powers under Hong Kong’s draconian national security law. The ailing pro-democracy activist has pleaded not guilty, but faces the prospect of life in prison if convicted. Mr Trump is due to meet Xi in South Korea on the sidelines of a regional summit, and has said Lai’s case is “on my list” to discuss alongside matters such as trade tariffs and Russia’s war on Ukraine. Responding to Mr Trump’s remarks, Mr Lai’s son Sebastien told The Independent: “I am very grateful to President Trump for his commitment to saving my father’s life. We hope that he convinces President Xi to free my father.” The issue of Jimmy Lai’s case was brought to Mr Trump’s attention in a joint letter penned by Republican senator Rick Scott and signed by more than 30 US lawmakers, urging the president to intervene due to Mr Lai’s deteriorating health. “The humanitarian case for Mr Lai’s release is stronger and more dire than ever, which is why this must be addressed at the highest possible level," the lawmakers wrote. While departing for his five-day Asia tour this week, Mr Trump told reporters: “I have a lot of respect for Rick Scott and a lot of them that are asking me to do that [raise Mr Lai’s case], and it’s on my list. I’m going to ask. “Look, they're big enemies, so we'll see what happens, you know. Jimmy Lai and President Xi are big enemies, but it's been a long time,” Trump added. Hopes of a breakthrough from the Trump-Xi meeting come after a relentless campaign, led by Sebastien Lai, urging the international community to increase pressure on China to release his father, whose high-profile trial is being viewed as a test of press freedom and judicial independence in the Asian financial hub. Concerns over Mr Lai's health delayed the delivery of closing arguments in his trial in August, with the authorities eventually issuing him with a heart monitor to be worn during the proceedings. He has been kept in solitary confinement for nearly four years for his role in the pro-democracy protests of 2019, which eventually ended with Beijing imposing new national security laws in the city. Sebastien has repeatedly warned that his father suffers from diabetes and says he has lost weight due to being denied independent medical care. On the campaign trail last year, Mr Trump said he would secure Mr Lai's release if elected. “One hundred per cent, I will get him out,” he said at the time. Trump then denied saying he would "100 per cent" save Lai, but rather that he would raise the issue with Mr Xi at some point. Sebastien last month said he believed it was in China’s interests to free Mr Lai, warning that he would become a martyr for the pro-democracy movement if he dies behind bars. “It's horrible for me to say this, but if my father dies in prison, he's actually a stronger symbol of freedom, of martyrdom for your beliefs,” he said. The Chinese foreign ministry in Hong Kong has criticised the joint letter signed by US lawmakers that urged Mr Trump to seek Mr Lai's release. “The US politicians concerned have sought to exonerate [Jimmy Lai], harboured and glorified him, and interfered in the administration of justice in the Hong Kong Special Administrative Region, which is a serious violation of the principles of international law and the basic norms of international relations,” the Chinese-language statement said, according to Hong Kong Free Press. The Chinese foreign ministry said that the call for Mr Trump to raise the issue amounted to “open support” for the jailed “anti-China” tycoon. Though it has now been weeks since the August conclusion of closing arguments in a trial that stretched to nearly 160 days, it remains unclear when the court will deliver its verdict in Mr Lai’s case. “The US, UK, Australian and Canadian Governments, the EU and UN experts all agree he should be released immediately. But this is not enough,” said Caoilfhionn Gallagher KC, who is leading the international legal team for Mr Lai and his son. “The UK Government in particular must now make clear to China the consequences of continuing to imprison this British national. President Trump is taking a strong stance; the Prime Minister must also do all he can to bring Mr Lai home to London.” Last year, Sir Kir Starmer said he agreed that Mr Lai’s arrest was a breach of the treaty governing Hong Kong’s handover from British to Chinese rule, and that securing his release was a “priority” for the government.

The Independent 4 days ago

Technology

3 Easy Credit Habits That Could Add 50+ Points to Your Score

I've seen folks raise their scores by 50+ points in just a few months, without doing anything fancy. They just learned which factors affected their score most, and focused on improving those areas. Here's what makes up a typical FICO® Score: 35% -- Payment history30% -- Credit utilization15% -- Age of credit10% -- Credit mix10% -- New credit queries Some of these factors you might not have much control over. But the biggest two (making payments on time and how much credit you draw on) are absolutely within your control. 1. Always pay on time (no exceptions) This is the most important one. Missing even a single payment can cause your score to nosedive by 50 to 100 points. How to stay on track: Set up autopay for at least the minimum due each month.Change your due date if it makes sense. Many lenders let you pick which day of the month your bill is due, so you can match it to your paycheck cycle.Call your lender ASAP if you're running behind. Some are surprisingly chill if you're proactive and reach out before the due date. If you've missed a payment in the past, it's OK, you can still build up your credit again. Today's a clean slate. Just move forward making those on-time payments every single month. 2. Slash your credit utilization Your credit utilization is the amount of credit you're using compared to what's available to you. The lower this number, the better. So if you have a $10,000 credit limit and your average balance is $5,000, your utilization is 50% -- which isn't great. Experts recommend keeping it below 30%. But honestly if you can get it under 10%, that's where the magic really happens. Fast ways to lower your utilization: Pay down your balances more often. Personally, I pay my credit card bill every week. My balance never really breaches ~$1,000 because I'm always paying it off.Ask for a credit limit increase, or apply for a new credit card. Raising your available credit (without changing spending) naturally lowers your utilization ratio.Spread purchases across multiple cards to keep individual usage low. If you've got a single credit card with really high usage, this can be a red flag for some lenders. These tips alone could bump your score up by dozens of points in a matter of weeks. In fact, my personal score rose about 20 points this summer when I got approved for a new credit card and increased my available limit. If you're carrying debt and paying interest, a 0% intro APR balance transfer card could help you knock down your balances faster -- and without the interest drag. Here are some of the best balance transfer cards we recommend. 3. Check your credit reports for mistakes According to a Federal Trade Commission study, about 1 in 5 credit reports has an error that could be dragging your score down. Yikes! The good news is checking your report is easy (and free!) Here's how to check yours: Head to AnnualCreditReport.comPull your free reports from Equifax, Experian, and TransUnion (you can pull all three at once, or space them out over the year to keep tabs regularly)Look for errors on your report. Things like old balances still showing but you have paid off, accounts that aren't yours, or incorrect late payments. If something looks wrong, file a dispute. The FTC even has a handy template letter to use -- or you can have ChatGPT generate a professional letter for you. Just fixing one issue could give your score a fast lift. Pro tip: Some banks and credit cards offer free credit monitoring. I check mine monthly through one of my everyday cards just to make sure nothing funky pops up. Why a higher score pays off everywhere Raising your credit score isn't just about bragging rights. It can make a real difference across your financial life. For starters, a higher score often means better interest rates on things like mortgages, car loans, and personal loans. It can also get you lower car insurance premiums in some states, since insurers usually factor in your credit report. You'll unlock access to higher-tier rewards cards with better perks, bigger sign-up bonuses, and more flexibility. And in some cases, your credit score can even play a role when you're applying for a rental or a new job. Basically, every time you nudge your score up, you're opening more financial doors. It's one of those small wins that keeps compounding. Want to put your credit score to good use? Here are the best rewards cards available right now, including big welcome offers and high rewards rates.

Joel O'leary 4 days ago

Technology

Worried About a Bear Market? 4 Reasons to Buy Coca-Cola Stock Like There's No Tomorrow.

If the market runs dry, you're going to want a liquid investment. And if there's one thing that Coca-Cola (KO +0.51%) knows well, it's liquid. Beyond its namesake soft drinks, Coca-Cola covers a lot of beverage stock categories, including water, coffee, tea, sports drinks, juice, and dairy products. Coca-Cola's flagship beverage is bubbly, and some may argue that the same can be said about today's market. A pullback is inevitable, even if it takes weeks, months, or years to happen. So why should you buy shares of the pop star if you're worried about a bear market? Stay close. I have a list of reasons I think you should. Crack open a can -- or bottle -- and let's dive right in. 1. It's a low-cost indulgence Coca-Cola is considered a defensive consumer-staples giant. While it does provide a premium-priced product -- at least relative to private-label store-brand cola or tap water -- it's a reasonably priced indulgence. It's considered an "affordable luxury" in the eyes of economists. When times are tough, a sugary soda provides a boost and temporary escapism. Most of Coca-Cola's product portfolio consists of beverages that are priced for most budgets, so it's not a surprise to see the company itself prove resilient during the market's darkest stretches. The Great Recession -- the longest recession in the U.S. since World War II -- officially lasted through all of 2008 and the first half of 2009. How did Coca-Cola hold up? Well, its revenue rose 11% in 2008. It did post a 3% top-line decline in 2009, but its case volume still grew by 3% that year. In short, when it comes to weathering an economic setback, investing in Coca-Cola is it. 2. Dividend checks keep coming and growing A safe harbor when stocks are getting rattled is a quarterly dividend check. The payouts are welcome bursts of incremental income in a sea of downticks, and Coca-Cola is more than just a dividend stock. The beverage bellwether is a Dividend King, jacking up its distribution rate for 63 consecutive years. Do you know how many bear markets have growled in that time? There have been at least 10 bear markets over the past six decades in which stocks plummeted by more than 20%. Coca-Cola kept boosting its dividend annually through all of them. Even better, as a stock drops, the yield for new investments grows larger. Coca-Cola's 2.9% yield would jump to 3.5% if the shares slipped 20%. This is before including the dividend itself that should continue to grow with every passing year. 3. Having a low beta is a good thing in a downturn Suggesting that Coca-Cola stock would decline 20% in a bear market -- as I did in illustrating the power of rising dividends in that last point -- isn't fair. The lord of liquidity should hold up better than the overall market averages in a downturn. Coca-Cola is a low-beta stock. Its five-year beta is a mere 0.42, suggesting that the shares have 42% of the volatility of the overall market. Its one-year beta is an even lower 0.19. 4. It's steady like a beating drum Coca-Cola may not seem cheap, given its historically modest growth. It's trading for 22 times forward earnings. And don't be surprised if analysts keep nudging their profit targets higher. Coca-Cola routinely lands ahead of Wall Street expectations on the bottom line. Just check out how analysts have undershot Coca-Cola's reality since the start of last year. Data source: Yahoo! Finance. EPS = earnings per share (adjusted). From betas to beats, it's hard to resist the allure of Coca-Cola. Its historically low volatility is made for bear markets. It also has some impressive streaks of bottom-line beats and dividend increases. Toss in the recession-resistant nature of its global product offerings, and you have a stock built in a lab -- or a pharmacy soda fountain in Atlanta -- to weather the next bear market as well as it has the previous market setbacks.

Rick Munarriz 4 days ago

Technology

Should You Forget Oklo? This Other Energy Stock Is The Better Play for Artificial Intelligence (AI) Investors.

A little more than a year ago, very few investors had heard of Oklo (OKLO +0.71%) -- a nuclear energy company that has since become a darling of the artificial intelligence (AI) revolution. While renewable energy emerged as a critical focus area within broader AI infrastructure buildouts, Oklo benefited more from some star power than measurable progress. That's because the company was taken public through a special purpose acquisition company (SPAC) backed by Sam Altman, the CEO and co-founder of OpenAI. Over the last 12 months, shares of Oklo have risen by 620% -- handily outperforming each "Magnificent Seven" stock, as well as the S&P 500 and Nasdaq Composite. While investing in Oklo stock has turned modest sums into abnormally high returns, I see a better opportunity living at the intersection of AI and energy demand. Below, I'll break down why smart investors may want to have their eyes on GE Vernova (GEV +0.00%). Spoiler alert: Altman is the main character in this story, too. Sam Altman: Mover and shaker of AI megadeals Over the last year, Sam Altman has been something of a phantom -- constantly disappearing and reappearing among elite circles of technologists, corporate executives, and government officials. Shortly after President Donald Trump was inaugurated in January, Altman spoke in the Oval Office along with Oracle founder Larry Ellison and SoftBank CEO Masayoshi Son to announce the creation of Project Stargate -- a joint venture that pledges $500 billion to enhance AI infrastructure initiatives over the next four years. Then, over the summer, Altman made headlines once again after delivering the news that OpenAI was partnering with Google Cloud -- a move that many saw as a major blow to OpenAI's longtime collaborator, Microsoft Azure. Perhaps the biggest news has come more recently. Over the last few weeks, OpenAI has announced the following strategic initiatives: An investment of up to $100 billion from Nvidia to build next-generation data centers. An alliance with Advanced Micro Devices to deploy 6 gigawatts of its new AI accelerators for further data center buildouts. Demonstrating its capabilities in AI in retail, it is partnering with the likes of Walmart, Shopify, and Etsy. I have to give credit where credit is due. Despite intensifying competition from Anthropic, Perplexity, Alphabet's Gemini, and many more, Altman remains steadfast in maintaining OpenAI's first-mover advantage -- one billion-dollar deal at a time. Prediction: GE Vernova will sign a partnership with OpenAI Outside of deals with hardware designers and retail juggernauts, another sector has also quietly been signing major contracts with AI developers: nuclear energy. Around this time last year, Microsoft signed a landmark deal with nuclear energy provider Constellation Energy. Meanwhile, Amazon Web Services (AWS) acquired a data center from Talen Energy to bolster its own carbon-free ambitions. To me, these deals signal a clear trend: AI consumes unprecedented levels of power, and hyperscalers are looking for alternative energy sources -- particularly low-cost renewables -- to scale their infrastructure. Over the last few days, GE Vernova CEO Scott Strazik told the investment community that he's been meeting with Altman and his team frequently -- going on to say that OpenAI is a "critical piece" of the ongoing investment in enhanced AI energy protocols. Given Altman's knack for striking deals, combined with the macro view that energy is going to evolve into a more prominent pillar supporting ongoing AI development, I think it's only a matter of time before OpenAI and GE Vernova make a market-moving announcement. Better Buy: Oklo vs. GE Vernova Purely from a financial perspective, I can understand why some investors may be tempted to follow the momentum in Oklo stock. But the reality is that Oklo remains years away from tangible business progress. Right now, the company only has prototypes -- meaning it will remain a capital-intensive operation with limited financial horsepower until revenue actually starts flowing through the door. Against that backdrop, I think Oklo's risk profile is best left for day traders willing to ride meme-driven narratives. By contrast, GE Vernova is an established blue chip company with expertise across electricity, wind energy, and nuclear power. This diversified platform and strong reputation deliver an unparalleled value proposition when compared to unproven operations like Oklo. For this reason, I see GE Vernova as a no-brainer compared to Oklo and view the stock as a more compelling opportunity for long-term investors.

Adam Spatacco 4 days ago

Technology

Business News | FutureScape India 2047: Finance Meets Climate Action in India's ESG Decade

Bengaluru (Karnataka) [India], October 28: As India enters its Amrit Kaal, a new wave of sustainable innovation is redefining the nation's growth story. FutureScape India 2047, spearheaded by ESGPro Mastery Institute in association with PES University, brings together investors, innovators, and policymakers to align capital with climate action -- marking a decisive step into India's ESG (Environmental, Social, and Governance) decade. Also Read | Rohan Jaitley, Mithun Manhas Meet Jammu and Kashmir Chief Minister Omar Abdullah To Boost Cricket Infrastructure (See Post). At the centre of this initiative is Viveck Jai Suman, CFA, founder of ESGPro Mastery Institute, whose vision is to make sustainability investable, quantifiable, and mainstream. The conference serves as a collaborative ecosystem where finance professionals, corporates, and researchers transform ESG aspirations into measurable impact. The Vision Behind the Movement Also Read | Hair Loss Cure Found? Taiwan Scientists Create Rub-On Serum That Regrows Hair in 20 Days. A Chartered Financial Analyst with over a decade of experience in international finance, Viveck Jai Suman believes India's challenge is not the lack of capital but the lack of clarity in converting ESG intent into executable strategies. Through the ESGPro Mastery Institute, he developed an eight-step model -- the "Viveck Model" -- to help companies transition from compliance to competitiveness. His leadership at FutureScape aims to ensure that sustainability becomes a core business driver, not a checkbox exercise, by linking environmental responsibility with financial innovation. A Confluence of Thought Leaders and ChangemakersThe conference features a distinguished lineup of global and national experts: - Acyuta Mohan Das, technocrat-turned-monk, will discuss leadership through conscious capitalism. - Akhil Maheshwari of Tata Group explores how green finance is reshaping corporate strategy. - Michael Katz, MIT- and Harvard-educated energy expert, advocates small modular reactors (SMRs) for India's energy independence. - Dr. Chandrashekhar Chincholkar, Partner at Singhania & Co. LLP, addresses India's green hydrogen opportunity and the future of climate finance. - Woody Wade, globally recognized futurist, will guide participants in scenario planning for ESG risk preparedness. - Ravindran imparts hard-won learnings on manufacturing decarbonisation, transforming ESG from compliance to business advantage. Innovation in Action: The Eco-HackathonA major highlight, the Eco-Hackathon, offers ₹10 lakh in project incubation and ₹1 lakh in cash awards to empower young climate-tech entrepreneurs. Through the Investors Meet Innovators forum, startups gain direct access to venture capitalists, development finance institutions (DFIs), and CFA professionals specializing in sustainable investment. Women of Climate LeadershipFutureScape amplifies women's voices in sustainability through the Women of Climate Leadership series. Dr. Chandrima Goswami, Shubhi Goel, and Dr. Vidya Mani will share insights on integrating AI, law, and education for a more equitable climate future -- reinforcing the "Social" pillar of ESG. Action Compact 2047: Turning Dialogue into DirectionEvery delegate at FutureScape signs the Action Compact 2047, pledging to implement at least one measurable sustainability initiative within 100 days of the event. The Compact transforms attendance into accountability -- making FutureScape a catalyst for nationwide climate action. Building India's $35 Trillion Sustainable FutureWith the theme "Finance for a Regenerative Future", FutureScape India 2047 envisions an India where finance, ethics, and innovation converge to achieve net-zero ambitions by 2070. The event underscores that sustainable growth demands not just policy -- but people capable of delivering it. Official Links: www.esgproinvest.com FutureScape India 2047 Event Page (ADVERTORIAL DISCLAIMER: The above press release has been provided by VMPL. ANI will not be responsible in any way for the content of the same.) (This is an unedited and auto-generated story from Syndicated News feed, LatestLY Staff may not have modified or edited the content body)

Unknown 4 days ago

Technology

'I go on my knees and pray before a kissing scene' - Nigerian actor Daniel Etim-Effiong

Nollywood actor and filmmaker Daniel Etim-Effiong has opened up about how his Christian faith shapes his approach to acting, especially when it comes to portraying romance on screen. In an interview with Channels Television, the A Soldier’s Story star revealed that he often prays before performing intimate scenes, seeking divine guidance to ensure his work aligns with his beliefs. READ MORE: German Embassy confirms Akosua Serwaa as Daddy Lumba’s legal wife amid funeral dispute “The fact that I play a lot of romantic roles in the industry today means that I get to have kissing scenes sometimes,” he explained. “People feel it’s become one too many, but the question should go to the producers. Why are they expressing affection and intimacy only a certain way? There are several other ways you can show affection.” Etim-Effiong observed that many filmmakers include kissing scenes primarily to satisfy market demand, noting that romantic displays tend to draw audiences. READ MORE: Daddy Lumba’s family reacts to reports of joint widowhood rites for Akosua Serwaa, Odo Broni Speaking about how he balances faith and career, he said, “I get all my inspiration from God. I go on my knees and pray before I go to set and kiss. My family is my garden, then my work.” The actor also reflected on his career journey, sharing that acting was not just a profession but a divine calling that inspired him to leave a well-paying engineering job. READ MORE: 'I feel sorry for people with just one wife' – Regina Daniels’ husband says “It became a purpose for me, and that’s why I had the courage to quit engineering to go into storytelling. It felt like a calling,” he added. Etim-Effiong’s story reflects a growing conversation in Nollywood about faith, values, and the boundaries of artistic expression in film.

Dorcas Agambila 4 days ago

Technology

Borno belongs to APC — Zulum

Borno Governor, Professor Babagana Umara Zulum, has reaffirmed that the state remains a stronghold of the All Progressives Congress (APC), pledging total loyalty to the leadership of President Bola Ahmed Tinubu. The governor made the remark during the flag-off of the APC North-East e-registration workshop held in Maiduguri. Governor Zulum assured the gathering that his administration would give the necessary support to ensure the success of the exercise in the North-East. “I want to assure you that the government of Borno State under my leadership will provide the desired support to ensure the success of the APC membership e-registration exercise in the North-East,” Zulum said. “Our party members in other states governed by other political parties will also be supported to get captured,” he added. Zulum emphasised that Borno’s loyalty to the ruling party remains firm, describing it as “100 per cent APC.” “Let there be no doubt in anyone’s mind, Borno State is 100 per cent for the APC. Our loyalty to the party and its leadership is absolute,” the governor declared. He recalled the state’s experience before the APC came to power, saying Borno had endured years of insecurity and economic hardship. “Before the APC came to power, Borno State was on its knees. Our local governments were under siege, our economy was shattered, and our people lived in fear,” Zulum said. “But look at where we are today. The narrative has changed, and this is due to the relentless efforts and massive support from the APC-led Federal Government.” The governor commended the administration of former President Muhammadu Buhari for its support in the fight against terrorism and the establishment of the North East Development Commission (NEDC), which he said has been instrumental in rebuilding communities and restoring infrastructure. He said President Bola Tinubu has continued to demonstrate a strong commitment to the peace and stability of the North-East. “Under our leader, President Asiwaju Bola Ahmed Tinubu, that support has not wavered; it has grown stronger. The President has shown a deep commitment to the final restoration of peace in Borno and the entire North-East. The Federal Government continues to work with us to ensure the safe resettlement of our people and the rebuilding of their livelihoods,” Zulum said. He noted that the APC-led administration at the federal level has remained a reliable partner in the state’s recovery journey. “For the first time, our son became the Vice President of Nigeria under the APC. This is a testament to the party’s trust and confidence in Borno,” he said. The governor called on the people of the state to remain united and continue to support President Tinubu ahead of the 2027 general elections. “I wish to reiterate my call to the good people of Borno State to join me in supporting the re-election of President Tinubu in 2027. Let us begin to build that momentum now and work together to ensure his leadership continues to move our nation forward,” Zulum said. The event, which brought together national and zonal party leaders, state executives, local government chairmen, as well as members of the National and State Assemblies, was aimed at promoting the APC’s ongoing digital membership registration exercise across the region.

Atiku Galadima 4 days ago

Technology

Court Orders Arrest of NPP’s Ashanti Regional Chairman, Wontumi

The High Court in Accra has issued a bench warrant for the arrest of the Ashanti Regional Chairman of the New Patriotic Party (NPP), Bernard Antwi Boasiako, popularly known as Chairman Wontumi, for failing to appear in court without permission. Chairman Wontumi alongside his team of lawyers were absent, and no explanation was provided to the court when the case was called at 9:40 a.m. on Tuesday, October 28. The prosecution team, led by Chief State Attorney Stella Ohene Appiah was however present. Presiding judge Justice Audrey Kocuvi-Tay noted that the day’s proceedings were scheduled for the filing of disclosures and subsequent case management. She expressed concern over the absence of the accused and his legal representatives, emphasising that they had offered “no excuse of any sort to the court.” Chairman Wontumi is standing trial with Kwame Antwi, a director of Akonta Mining Limited and the company itself. The trio has been charged with assigning mineral rights without lawful approval.

Bernard Mensah 4 days ago

Technology

Dr. Bryan Acheampong accused of smear campaign against Dr. Bawumia

A group of 62 current and 34 former youth organisers and their deputies of the New Patriotic Party (NPP) have come together to express their collective displeasure over what they claim is a deliberate attempt by Dr. Bryan Acheampong to smear the candidacy of Dr. Mahamudu Bawumia with lies and unfair accusations. According to the group, Dr. Acheampong, in his campaign for the party's flagbearership in the Ashanti Region, consistently accused the former Vice President, blaming the latter for the party's defeat in the 2024 general elections. The group believes that Dr. Acheampong's actions and inactions were major contributors to the party's electoral misfortune, which he refuses to accept. At a press conference held today (Tuesday, October 28), spokesperson for the group, Bright Nyampong, stated that Dr. Acheampong's attempt to purchase Social Security and National Insurance Trust (SSNIT) hotels and his performance as Agriculture Minister were major reasons for the party's defeat in the 2024 general elections. The group further indicated that Dr. Acheampong's utterances during the campaign period were a significant contributory factor to the party's loss. They claimed that the aspirant has shown undemocratic tendencies, which could affect the party's fortunes if elected as flagbearer. The group rather endorsed the candidature of Dr. Mahamudu Bawumia. Below is the press release.

David Apinga,Nana Yaw Gyimah 11am 4 days ago

Technology

Rohan Jaitley, Mithun Manhas Meet Jammu and Kashmir Chief Minister Omar Abdullah To Boost Cricket Infrastructure (See Post)

Mumbai, October 28: In a major push to strengthen cricketing facilities in Jammu and Kashmir, BCCI Infrastructure Committee chairman Rohan Jaitley and BCCI president Mithun Manhas met Chief Minister Omar Abdullah on Monday to chalk out a roadmap for developing world-class infrastructure and nurturing young talent in the region. According to sources in the Chief Minister’s Office (CMO), the meeting focused on improving existing cricket facilities, developing new stadiums, and creating a robust framework for grooming emerging players across J&K. BCCI President Mithun Manhas Hails Team India’s Dominant 2–0 Series Win Over West Indies. “The meeting focused on the infrastructural development of cricket in Jammu and Kashmir. Chairman of BCCI Infrastructure Committee Rohan Jaitley and president Mithun Manhas held discussions with Chief Minister Omar Abdullah,” CMO sources told IANS. BCCI Delegates Meet Chief Minister Omar Abdullah Mr. Mithun Manhas, Honorary President, BCCI called on the Chief Minister and briefed him on initiatives for promotion of Cricket in Jammu & Kashmir. pic.twitter.com/bd7C7Vnu33 — Office of Chief Minister, J&K (@CM_JnK) October 28, 2025 The BCCI delegation assured full support for upgrading the region’s cricketing ecosystem — including the establishment of modern training centres, better pitches, and advanced amenities at key venues such as Jammu and Srinagar. Chief Minister Abdullah welcomed the initiative and stressed that sports development plays a vital role in youth engagement and social cohesion. He appreciated the BCCI’s commitment to empowering local players and expanding opportunities for aspiring cricketers from the Union Territory. The meeting marks a significant step toward finalising a comprehensive roadmap between the BCCI and the Jammu and Kashmir Cricket Association (JKCA) to transform the region’s cricketing landscape. What is New BCCI President Mithun Manhas' Salary? Check Perks and Allowance of As Former Jammu and Kashmir Cricketer Becomes New Boss. Last month, Jaitley was appointed as the chair of the BCCI infrastructure committee, while Manhas was elected as the new BCCI president, with Rajeev Shukla and Devajit Saikia re-elected as the vice-president and secretary, respectively, at the 94th Annual General Meeting. The 45-year-old former cricketer, Manhas, played domestic cricket for Delhi before moving to Jammu and Kashmir, where he also took up coaching roles.

Ians 4 days ago

Technology

Cedi@60: Establishment of Cedi was to realise total freedom from colonialism – BoG’s Head of Currency

The Head of Currency Management at the Bank of Ghana (BoG), Dominic Owusu, says the creation of the Ghanaian Cedi six decades ago was a decisive step towards achieving full independence from the country’s former colonial rulers. Speaking on Joy FM’s Super Morning Show on Tuesday, as part of activities marking the 60th anniversary of the Ghanaian cedi, Mr Owusu explained that the decision to introduce a national currency in 1965 followed Ghana’s independence in 1957, reflecting a deliberate effort to assert monetary sovereignty. He noted that prior to the cedi, Ghana relied on the West African pound and later the Ghanaian pound, which tied the nation’s economy and identity to colonial structures. "Ghana in other to make sure it had total economic sovereignty right after independence started it journey to have a currency with the name Ghana. So it started doing it work and on the 14th of July, 1958 Ghana introduced Ghanaian currency that was called the Ghana pound," he said on the show. He continued "Someway somehow, the Ghana pound had a relationship of one is into one to the West African currency at the time. So it still had a pound which was still a vestige of colonialism, so Ghanaians were still not happy, so we wanted a total independent, something that dignified Ghana, something that represented Ghana, something that was a national pride. So right from 1961, Ghana started its journey towards total economy sovereignty and independent, so on 19th jULY, 1965 saw the birth of the Cedi." Read also: Cedi records one of its strongest performances; one dollar equals GH¢12.10 at forex bureaux Mr Owusu further traced the evolution of the currency, recalling that the first cedi, introduced in 1965, was later replaced by the new cedi in 1967 following political changes. Over the years, the currency has undergone various reforms, including the redenomination in 2007, which aimed to simplify transactions and restore confidence in the monetary system. He emphasised that the 60th anniversary offers an opportunity to reflect on Ghana’s financial journey, celebrate milestones in economic management, the country's culture and identity and renew efforts to strengthen the value and stability of the cedi in the years ahead.

Albert Kuzor 4 days ago

Technology

Hair Loss Cure Found? Taiwan Scientists Create Rub-On Serum That Regrows Hair in 20 Days

Beijing, October 28: In what could be a game-changer for millions struggling with hair loss, scientists at National Taiwan University have created a rub-on serum that regrows hair in as little as 20 days. Early lab tests on mice showed rapid and visible regrowth, with the formula made from naturally derived fatty acids that are safe for human use. The research team, led by Professor Sung-Jan Lin, discovered that their serum could regenerate hair follicles by activating fat cells beneath the skin, the same cells that play a key role in hair growth. In lab tests, bald mice grew a full coat of fur within three weeks after applying the formula. Remarkably, the professor even tested an early version on himself, further proving the serum’s safety. Artificial Pregnancy: Scientists Create World’s First Humanoid Robot Capable of Carrying Human Baby to Full Term in China, Prototype To Launch by 2026. Published in Cell Metabolism under the study titled “Adipocyte lipolysis activates epithelial stem cells for hair regeneration through fatty acid metabolic signaling,” the research explains how mild skin injury or inflammation can trigger hair growth, a condition known as hypertrichosis. By applying a mild irritant to shaved mice, researchers found that immune cells signalled fat cells to release fatty acids, which in turn “woke up” dormant hair follicle stem cells, jumpstarting growth in previously bald areas. Breakthrough in ED Treatment: Chinese Scientists Develop 3D-Printed Male Sex Organ To Treat Erectile Dysfunction. The serum is packed with oleic acid and palmitoleic acid, natural fatty acids found in human fat tissue and plant oils. These compounds proved just as effective as inflammation-induced methods but without irritation. The team has since patented the formula and plans to begin human clinical trials soon. If successful, this product could become the first over-the-counter, non-invasive solution for hair loss

Team Latestly 4 days ago