Analista

The Credit Operation Analyst II is responsible for the end-to-end assessment of credit risk, establishing credit limits, and financial analysis of our customers. In this role, the analyst will be collaborating with the Collections, Sales, Contracts, and Finance teams to proactively address credit concerns, influence business decisions, and offer creative solutions to reduce exposure while striving for revenue growth and customer relation opportunities.DUTIES AND RESPONSIBILITIESManage all credit limit decisions on a day-to-day basis and establish appropriate customer credit limitsAnalyze and present customer financial information from various data sourcesManage all credit check/hold releases reporting and decision making in SAPOptimize credit tolerance rules to ensure the system functionality covers BSC riskUse forecasting models to prepare and/or present management reports for risk exposure.Proactively collaborate with each sales division to give visibility to exposure, minimize bad debt loss, and partner to drive revenue opportunitiesCollaborate with Collections, Sales, Contacts and Finance with contract negotiations, acquisitions, high risk customers, bankruptcy and financing matters.Negotiate instruments of security such as letters of credit, escrow agreements and guarantees of paymentEnsure working partnership with bankruptcy service provider and give real-time supportMaintain SOX compliance and controls in accordance with internal policiesEducation: Bachelor's degree in related fieldExperience: 2-3 years or relevant experience related to Credit AnalyticsEnglish Level: B2 plusSkills:Well versed in financial statement analysis· Experience with accounting/financial analysis (MS Excel) and systems skillsCredit Risk Management experience in the healthcare industry with knowledge of hospital systems is a plus.