Analyst, Credit, MIS & Portfolio Rprtng

Company DescriptionStandard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.Job DescriptionTo be responsible for creating and maintaining a robust management information platform & process, producing accurate, timely and meaningful MI to meet regulatory & other requirements.Key responsibilitiesEnsure ongoing availability of accurate, ‘real time’ management information covering ‘flow’ and ‘stock’ measuresBuild capacity within credit for effective trend analysis, modelling and analyticsEnsure availability of robust workflow and turnaround management tools across all segments and the entire credit life cycleDrive application of analytics to make better credit policy choices, achieve asset growth and lower than industry average credit losses on portfolioQualificationsUniversity DegreeExperience RequiredAt least 1-year relevant experience within a Credit analytics environment.Exposure to bank lending environmentWorking knowledge of core banking and data warehouse systems (in the area of report generation)Detailed understanding of portfolio performance metrics, their measurement and interpretation including vintage analysisThorough conceptual and practical knowledge of data mapping and database query tools and report designGood understanding of Basel and IFRSAdditional InformationBehavioural Competencies:Adopting Practical ApproachesArticulating InformationDeveloping ExpertiseDocumenting FactsExamining InformationExploring PossibilitiesInterpreting DataMaking DecisionsProviding InsightsTaking ActionTeam WorkingUpholding StandardsTechnical Competencies:Evaluation of Internal ControlsInternal AuditingRisk IdentificationRisk ManagementVerbal CommunicationWritten Communication