Senior Credit Analyst

Who We AreAt Anyfin, we believe finance should work in favor of the consumer – not the other way around. That’s why we build smart, transparent and customer-first solutions that make everyday finances easier and fairer. Now we’re looking for a Senior Credit Analyst to help us take the next step. This is a key role for someone who thrives on analytical challenges and enjoys working hands-on in a fast-moving environment where your voice really matters. Join us to shape how credit should be done – better.

What You Will Be DoingOwn and develop our credit strategies to strike the right balance between growth, risk and profitability. Monitor and analyze credit portfolio performance across markets and products. Define and refine our underwriting criteria – from new product launches to continuous improvement. Collaborate closely with Analytics, Product, Finance and Operations to align credit with company goals. Bring clarity and insight to credit decisions, policies, and edge cases. Develop pricing strategies, customer segmentation and forecasting models. Present your recommendations to senior stakeholders – and have a real impact on how we scale.

About YouYou have a few years of experience in credit risk, analytics or a similar field, and you're ready to take a bigger step. You're confident working with data, fluent in SQL, and comfortable navigating large datasets and credit KPIs. You probably have a degree in a quantitative field like Engineering, Mathematics or Economics. But more importantly, you have an analytical mindset, a strong sense of ownership, and the ability to connect credit insights to broader business decisions.

You're curious, collaborative and excited to join a team where things move fast and your ideas can help shape the way forward. And if you're a bit earlier in your journey but bring the right skills and mindset – we’re still interested. What We OfferAt Anyfin, we’re building more than just credit products – we’re building a company grounded in trust, transparency and a whole lot of heart. With a flat structure, a high pace and zero prestige, you’ll be working closely with leadership and have a real say in the big decisions.

You’ll join a diverse team of kind, ambitious people who genuinely care about each other, about our customers, and about doing things better. We know that great people come from different paths. Whether you’ve led credit strategy before or are ready to take a big step earlier in your career, we want to hear from you. We’re backed by some of the best investors in Europe, and we’ve already built products that make a meaningful difference in people’s lives. But we’re only just getting started.

If you're looking for a place where you’ll be challenged, supported, and inspired by the people around you, this might be the one. We can’t wait to meet you. About AnyfinWho are we?Anyfin is an innovative startup with a mission to help people to become their best financial self. We know that money can be tricky for many, therefore we wanted to create an easier way of understanding and improving your finances. What do we do?Anyfin is a smart financial-app where you get a great overview of your spendings, income, subscriptions and much more.

We also provide a service that helps lowering the cost of consumer loans and credits by reducing high interests, and removing unnecessary fees. Overall, the app is a great tool to understand your finances better. What about the future?We are constantly growing and by 2024 we will launch even more services. Fun, huh? Come join our journey and work with ambitious people from all over the world. (Our office is based in Stockholm. )Anyfin is a fintech on a mission to simplify loan repayments and improve the financial well-being of millions.

We help consumers reduce the costs of high-interest loans, and take control of their repayment plan.