Assistant Manager, Risk Management

Credit Risk UnderwritingConduct comprehensive review / credit risk assessment of corporate borrowers (Wholesale Banking) and finalize Risk Review for onward submission to Approver / Committee. This includes renewals, enhancement, NTB & amendments.Conduct Risk Ratings of Corporate borrowers in Banks’ internal rating model based on financial & subjective assessment.Credit Monitoring / Asset Quality ManagementTimely follow up on excess, past dues, and covenants. Identifying early warning signs & managing stressed accounts, advising appropriate measures to avoid probable slippages. Monitoring of concentration limits, risk appetite parameters, GICS dataManage the Watchlist processManage ECL / IFRS9 provisions, Stage downgradesRisk Management ReportingGenerate monthly credit portfolio report from system Generate daily excess / past due report, weekly report for management reporting & consolidated report for portfolio monitoringMIS reporting of Risk Data for various stakeholders including Risk Management, BRF, Board Risk Committee, External Auditors, Board Management Committee Maintain inventory of covenants / exceptions. Follow up of expired / overdue covenants for breaches & management reportingAssisting the team in drafting credit policies and procedures aligned with regulatory guidelines and requirementsParticipate and contribute to various Risk Management projects for system enhancements and upgrade