Associate Relationship Manager - Commercial Banking

Job RequirementsRole/ Job Title: Associate Relationship Manager – Commercial BankingFunction/ Department: Commercial BankingJob PurposeSupport the Relationship Manager in acquiring and activating clients, driving book growth and fee income, and cross‑selling transaction banking products (CMS, Trade Services) and treasury/FX solutions, while ensuring flawless execution, documentation, and risk/compliance hygiene across the portfolio. Coordinate with product, credit, legal, and operations teams to deliver timely solutions, superior client service, and robust MIS/reporting.Roles & ResponsibilitiesAssist in preparing client proposals, credit appraisals, and documentation.Act as a secondary point of contact for clients, ensuring timely responses to queries.Support RMs in meeting balance sheet and income targets from interest and fee-based products.Track opportunity pipelines and account activation (utilization, first drawdown, wallet ramp-up).Ensure smooth execution of transactions, including disbursements and amendments.Coordinate with internal teams to resolve operational bottlenecks.Prepare CAM for NTB and ETB renewals; monitor covenants for existing contracts.Maintain accurate client records, including financial statements and transaction history.Generate reports for RM and management review.Identify opportunities for cross-selling products like treasury services, CMS, and forex.Support RM in achieving cross-sell targets.Maintain CRM hygiene by logging interactions, updating opportunities, and ensuring periodic reviews.Prepare meeting notes and action trackers; follow through to closure.Support audits and compliance reviews; close observations within timelines.Curate sector and competitor intelligence; contribute to campaigns and AOP inputs.Provide back-up coverage for RM during leave/travel to ensure service continuity.Education QualificationGraduation: Any graduatePost-graduation: Any post- graduateExperience: 0 to 4 years of relevant experience