AVP - Credit Analytics

Role: AVP - Credit AnalyticsLocation: Atlanta, GA Hours: 8:30 AM – 5:30 PMSummaryLead credit risk analytics. Define and measure credit risk appetite, develop policies, and leverage advanced analytics to optimize underwriting and portfolio performance.Key ResponsibilitiesPerform ad hoc analysis for business initiatives, board presentations, and investor reports.Partner with Operations, IT, Finance, Audit to improve processes and monitor risk.Analyze portfolio performance, identify risk trends, and maintain dashboards.Develop and enhance loss forecasting models, scorecards, and risk tools.Conduct scenario and sensitivity analyses; support marketing and collections strategies.Prepare proposals for senior risk management; integrate solutions with IT for automation.Collaborate with Finance on profit models and pricing strategies.Maintain strong knowledge of internal data structures and systems.Basic QualificationsBachelor’s in statistics, math, economics, or related field.5+ years in credit risk analytics or similar analytical role.Advanced SQL, Excel, and proficiency in at least one statistical language (e.g. SAS, R, Python)Experience with complex datasets and time-series analysis.Strong problem-solving, detail orientation, and ability to meet deadlines.PreferredExperience in consumer finance, banking, or fintech.Knowledge of AI/ML techniques.