Business Strategic Associate - PJP 1

Job DescriptionThe Business Strategic Associate is responsible for formulating business strategies, developing growth initiatives, and ensuring that the company’s business model aligns with PJP 1 regulations. This role acts as a bridge between management, product, operations, compliance, and external partners to drive revenue growth, operational efficiency, and competitive advantage in the payment industry.Responsibilities:Develop and execute short-term and long-term strategic plans aligned with PJP 1 business direction.Conduct market research, competitor analysis, and review industry trends to identify new growth opportunities.Create business models, strategic roadmaps, and KPIs to enhance business performance.Identify potential strategic partners: billers, merchant aggregators, banks, switching providers, public institutions, and distribution channels.Lead business negotiations, prepare commercial proposals, and manage strategic relationships to strengthen the payment ecosystem.Ensure all business initiatives comply with PJP 1 requirements, including AML-CFT, operational risk, and data security standards.Work closely with Compliance, Risk, and Legal teams during product launch and contract review processes.Analyze business performance, including revenue streams, cost structure, profit margins, and optimization potential.Prepare strategic reports, business projections, and presentations for management and the Board of Directors.Requirements:Bachelor’s degree in Business, Management, Economics, Information Technology, or a related field.Minimum 3–5 years of experience in the payment, fintech, banking, or consulting industry.Strong understanding of Bank Indonesia regulations related to PJP 1, risk management, governance, and payment security.Strong analytical skills with the ability to translate data into insights.Experience in business development, product strategy, or strategic partnerships is highly preferred.Excellent communication, negotiation, and project management skills.