Chief Financial Officer (CFO)

We’re hiring a Chief Financial Officer (CFO) at Payoro.Payoro is one of Europe’s fast-growing payment platforms, trusted by global merchants for seamless mass payouts and settlements across 88+ IBAN countries. We combine traditional payments with the future of finance - from SEPA and Instant SEPA to crypto rails and stablecoins. We are on track to 200m+ EUR in annualized transaction volume. We’re now looking for a hands-on, modern CFO who can build and lead our finance function from the ground up. This is not a maintenance role - it’s a builder’s role.Your RoleYou will own the financial operations of Payoro - spanning accounting, reconciliation, settlements, reporting, and compliance. You’ll also be responsible for building the finance team and ensuring our financial infrastructure scales with our growth.You will report directly to the CEO & Founder and collaborate closely with leadership across the group.Who You AreExperienced in accounting, reconciliation, and settlementsProven track record in payments, banking, iGaming, or crypto (strong plus)Equally comfortable with spreadsheets and strategic financial planningPassionate about automation, AI, and operational excellenceThrive in fast-paced, international environmentsAgile, pragmatic, and outcome-drivenKnowledge of regulatory finance (PSD2/PSR): safeguarding, own-funds, regulator returnsFamiliarity with MiCA/stablecoin scope and responsibilities (desirable, not mandatory)What You'll DoDevelop and implement financial strategies, long-term plans, and forecasts.Oversee accounting operations, ensure financial accuracy, manage cash flow, and analyze performance.Lead budgeting and forecasting, track performance against goals, and propose corrective actions.Build and manage the finance team, fostering high performance and accountability.Implement financial controls, ensure regulatory compliance, and mitigate financial risks.Advise the CEO, founder and executive team on strategic initiatives, including M&A, capital allocation, and investments.Maintain relationships with banks, investors, auditors, and external partners.Bring a modern, automation-driven approach to financial reporting and settlementsWhat You Get Work from: Tallinn, Madrid, Canada, or fully remoteFull-time position (100%)Start date: ImmediatelyReports to: CEO & FounderWhy Join PayoroRemote-first: Work from anywhere and lead on a global scale.High autonomy: No red tape - just ownership, speed, and execution.Strategic influence: Report directly to the CEO & Founder and help shape the company’s direction.Elite team: Collaborate with top-tier professionals across Product, Compliance, and Tech.Competitive package: Attractive remuneration aligned with your impact.Career growth: Fast-track opportunity toward VP roles as we expand in 2026 and beyond.Why Now? Why You?The infrastructure is built. The regulatory licenses are in place. The merchants are live. The business is profitable. The market is huge.What we need is a leader. What we’re offering is a rocketship.This is a rare opportunity to be the CFO of a global neobank in the making - without bureaucracy, without politics, and without limits.Interested?Apply with your CV/LinkedIn profile. Let’s build the future of payments. Faster, smarter, together.