Commercial Underwriter, Home Improvement

Upgrade is a fintech company that provides affordable and responsible credit, mobile banking, and payment products to everyday consumers. We were the fastest growing company in the Americas last year according to the Financial Times and Upgrade Card was the fastest growing credit card in America two years in a row. We have delivered over $33 billion in affordable and responsible credit to our 5.5M customers. The company is backed by some of the most prominent technology investors and was recently valued at $6.3B.We have built an energizing, collaborative and inclusive culture where team members help each other, learn and innovate to move the company and its customers in the right direction, and own the outcome of their efforts.Upgrade has been named a “Best Place to Work in the Bay Area” three years in a row, “Top Companies to work for in Arizona” and one of the "Best Engineering Department" awarded annually by Comparably. We've also received recognition for being a best company for Diversity, Women, Culture, and Veterans.We are looking for new team members who get excited about designing and delivering new and better products to join a team of 1850 talented and dedicated professionals. Come work with us if you like to tackle big problems and make a meaningful difference in people's lives.   About The Role:Our Home Improvement team is looking for a Merchant Underwriter. We are looking for detailed oriented individuals to assist our merchants with the Onboarding Application Process. Our Merchant Underwriters are responsible for the accurate review, processing and decisions of merchant applications.What You’ll Do:Manage a pipeline of Merchant ApplicationsUtilize Experian, Lexisnexis, and other systems to verify merchant detailsRead and interpret business credit filesReview business financial documentsPerform background checks on business owners and their businessesReview current business practices and social media standingsVerify business license statusPerform review OFAC sanctionsCall and email business owners to obtain documentsWhat We Look For:Small business underwriting experience Strong work ethicDetailed orientedAbility to multitaskExcellent verbal and written communication skillsStrong problem solving and analytical skillsProven ability to remain positive during stressful situationsTeam player, proactive approach to helping other team membersProficient with Excel, Word, Outlook, and TableauBA/BS or higher highly preferredWhat We Offer You: Great open office spacePaid time off (PTO)401K matchingComprehensive benefits package: Medical, dental, vision, life insurance & disabilityConveniently located in the heart of Downtown Phoenix close to light rail and public transportationPaid parking or platinum passNew Hire Training ProgramWellness Incentive ProgramKitchen fully stocked with snacks and beveragesFor California residents: Upgrade's California Notice at Collection and Privacy Policy describes our practices regarding the collection, use, and disclosure of the personal information of job applicants. We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.