Credit Analyst

Onshore Credit Analyst | High-Performing Mortgage BrokerageLocation: SydneyWork Type: Full-time, On-site (4–5 days per week)Remuneration: Competitive base + per-file commissionAbout the FirmAn award-winning brokerage with more than $2 billion in annual settlements is seeking an experienced Onshore Credit Analyst to join one of its highest-performing teams. The firm has built a strong reputation for its complex lending expertise, premium client service, and collaborative culture - with a team of over 50 professionals operating from modern offices in Sydney.You’ll be working directly under one of the firm’s top-ranking directors and supported by a dedicated operations team managing all post-submission administration. This is a fast-paced, high-exposure role suited to someone with hands-on experience across multiple lenders and a genuine interest in structuring complex, high-value deals.The OpportunityThis position offers a chance to focus purely on credit quality, client engagement, and deal execution - no self-generated leads or administrative backlog.You’ll handle a consistent flow of qualified clients while collaborating with lenders, BDMs, and internal teams to deliver optimal outcomes.Key ResponsibilitiesConduct detailed credit assessments and borrowing capacity analyses for PAYG and self-employed clientsStructure and workshop complex lending scenarios with lenders and credit teamsPrepare and present professional finance proposals to clientsManage applications end-to-end alongside the internal operations teamMaintain a comprehensive understanding of lender policy, serviceability, and market trendsIdeal Background5+ years’ experience in mortgage broking, credit analysis, or parabroking within a brokerage or non-bank environmentDemonstrated ability to manage self-employed and complex lending scenariosStrong multi-lender policy knowledge - not limited to a single bank or panelCommercially minded with confident client-facing communication skillsBased in Sydney and able to work onsite (4–5 days/week)Seeking a long-term career pathway within a high-calibre, growth-focused teamWhy ApplyCompetitive base salary + above-market per-file commissionDirect exposure to $200m+ annual lending volumeMentorship from two of the country’s leading brokersPremium office environment and high-performance cultureDedicated operations and support team – no admin, pricing, or CRM management