Credit Analyst

URGENTLY HIRING‼️Job Title: Credit AnalystLocation: Lekki Phase 1, Lagos, Nigeria (Hybrid)Sector: Women’s Economic Empowerment | MSME Support | Financial InclusionExperience: 5+ years in Credit related rolesKey Responsibilities- Evaluate loan applications to determine credit risk using Shecluded’s policy framework.- Oversee day-to-day disbursement and recovery operations, ensuring alignment with performance targets.- Conduct business and guarantor visits as needed for loan verifications.- Recommend loan approvals or rejections and clearly communicate reasons to applicants.- Lead the implementation and refinement of credit risk strategies and performance objectives.- Monitor and manage overdue balances, initiate follow-up communications, and support legal escalations when necessary.- Prepare and present credit reports, risk analyses, and performance updates to management.- Contribute to budgeting, financial reporting, and the enhancement of credit documentation processes.- Identify patterns and trends in credit performance to inform data-driven decisions.- Collaborate with customer support to ensure borrower satisfaction and resolution of loan issues.Requirements- 5+ years of hands-on experience in credit analysis, underwriting, or recovery within financial services or fintech.- Strong understanding of credit portfolio management, loan analysis, and risk mitigation.- Proven success managing disbursements, recoveries, and debt resolution.- Excellent communication, negotiation, and customer service skills.- Proficiency in Microsoft Office Suite; familiarity with credit tools or CRM software is a plus.- Strong analytical and organizational skills, with keen attention to detail.- Ability to work independently and handle multiple priorities effectively.Apply Here: https://forms.gle/nkNT9gyPzb8BjCR27 or send your CV to hr@thestartupplaceng.com or 07084960252