Credit Operations Officer

Job PurposeTo implement credit operational daily transactions in Core Banking System by verifying approved terms and conditions stated on credit resolution and legal documents submitted through Loan Origination System (LOS) such as disbursement, settlement, amendment, collateral pool creation/release, and facility limit/transfer etc., with accuracy and efficiency of data creation. LocationHead Office, Phnom Penh (02 Post).Major Areas of ResponsibilityImplement loan application/requests that is assigned via LOS/Email by delegator for implementation in the Core Banking System. Review legal documents, other supporting documents, and terms based on credit resolutions submitted by branches in LOS before inputting a loan transaction. Correspond with branches’ credit employee who is in charge of loan cases for corrected documents when necessary.Create loan data input for disbursement/settlement/amendment etc. in the core banking system as per approved terms and conditions in credit resolution and legal documents.Create/release collateral pool, facility limit, facility transfer, guarantor (CIF) following branches and related department’s request. Block/release amount and loan amendment in Core Banking System and ensure all information is corrected and complies with credit approval resolution. Issue cash or cheque on refinancing transactions for branches and related departments following business lending guidelines for loan refinancing. Follow up on the refinancing/settlement transaction with branches at the end of business day and verify if the transaction is completed. (For any unsuccessful refinancing transaction, branches should seek approval from Credit Management Team to reverse loan or block the disbursed amount)Post collateral information in Power Application for refinancing and/or per-disbursed loan cases. Consolidate daily performance report of disbursement and report of pending title deed registration in land office. Control daily transaction in core banking system at the end of business day to ensure that there are no pending transactions, and all transactions are corrected and comply with approved T&Cs. Prepare loan files that are disbursed within the day for Credit Monitoring Team to review in the next following day after implementation and take disbursement documents to Credit Administrative Unit for scanning and uploading in LOS. Collaborate with Credit Administrative Unit and Credit Monitoring Department to update any pending/error documents in Core Banking System.Work with high ethical standards and keep all information related to lending confidential. Perform other tasks as assigned. QualificationsBachelor’s degree in Finance and Banking, Accounting, Business and/or related field. Fresh graduates or one year of working experiences is advantage.Good communication, problem solving, presentation, and interpersonal skills.Honest, positive attitude, fast-learning, intelligent, and obedient. Ability to use and communicate in both Khmer and English and/or other languages.Strong dedication to accuracy and efficiency.Basic Microsoft Office (Office 365, Word, Excel, Power Point as such).