Credit Risk Analyst

Job description:Job Title: Credit AnalystCorporate Title: AssociateDepartment: Risk ManagementLocation: KoreaDepartment Overview:Nomura's Risk department plays a crucial role in identifying, assessing, and mitigating risks across our business. We strive to protect the firm's assets, reputation, and financial stability by implementing robust risk management practices. Join our team and contribute to our proactive approach in managing risks, allowing us to make informed decisions and thrive in an ever-changing market environment.Role Overview:Analyze, Monitor and Report credit risks to which the firm is exposed on the way of doing business in order to manage credit risks on a timely basis and secure the firm’s financial soundness and creditworthiness. Role Description: Analyze the creditworthiness of corporations and financial institutions in the Asia-Pacific regions as well as Korean counterparties to establish internal credit limits. Conduct initial/scheduled credit review on counterparties in the credit portfolio  Undertake due diligence visits to clients, lead credit conversations and collect credit information Independently take credit decisions on loan transactions, bond issuances and derivative trades etc.   Analyze structured derivative trades, with the help of credit quant professionals, understand credit exposure profile of, and prescribe the right credit terms for, those trades.  Liaise with ‘Transaction Legal’ related to documentation issues and prescribe credit terms and financial covenants for legal documents such as ISDA/CSA, GMRA/GMSLA, Facility Agreements etc.  Continuous monitor covered portfolio, including following industry trends, business impact, and escalation of potential credit issues to stakeholders. Support local management/related committees (i.e., Risk Management Committee) from risk management perspective. Report breaches of risk management policies and guidelines, if any, and recommended disciplinary actions  Skills, experience, qualifications, and knowledge required: Minimum 5 years in a Rating Agency or a Commercial Bank or an Investment Bank as a credit analyst analyzing Korean borrowers and counterparties.  Energetic and independent  Fluent in spoken and written English and Korean Have good report writing skills and able to highly articulate in verbal presentations Good inter-personal skills and be at ease in interacting with the sales personnel  Thorough and an eye for details Credit analysis experience covering corporates would be a plus.