Data Scientist - Portfolio Analysis

Job DescriptionJoin us to accelerate your career growth and contribute to impactful business decisions.Job SummaryAs an MSR Data Scientist within our Mortgage Servicing Rights team, you will leverage your expertise in data science and analytics to support the valuation and risk management of our MSR portfolio. You will collaborate with quantitative modelers, business stakeholders, and technology teams to enhance data tools and analyses. You will manage end-to-end project delivery, ensuring high-quality and timely execution of data initiatives. Your work will directly impact our ability to make informed, data-driven decisions.Job ResponsibilitiesLeverage proprietary, industry-standard, and open-source data stores and tools to assemble, organize, and analyze dataDevelop Python-based programs and utilities to support MSR valuation modeling, including deployment, testing, and analysisProvide analytical and data management support for the MSR portfolio valuation model and risk management, including management of data-source access and local application implementationCollaborate with business and technology colleagues to gather requirements and implement data analysis tools into the proprietary Athena ASCode platformUnderstand and translate business needs into data models supporting model valuation and back-testingEmploy dynamic product development and implementation best practices to enhance data solutionsManage end-to-end project delivery, ensuring quality and timely execution of data projectsSupport quantitative modelers and business stakeholders with data-driven insightsEnsure compliance with data governance and security standardsDocument processes and maintain clear communication with cross-functional teamsContinuously seek opportunities to improve data tools and analytics capabilitiesRequired Qualifications, Capabilities, And SkillsBachelor’s degree in Financial Engineering, Statistics, Mathematics, Computer Science, or a related fieldExpertise in modeling and machine learning platforms, particularly Python or RStrong quantitative and analytical skills with demonstrated critical thinking and problem-solving abilitiesAdvanced understanding of SQL and Microsoft Professional Suite Excel (Visual Basic)Comprehensive knowledge of fixed income analytics and financial modelingExperience with modern machine learning and statistical modeling techniques, including classification, regression, and time-series analysis/forecastingAbility to explain and convert complex concepts into digestible information for various business audiencesTwo years of experience in data-related development or analysis rolesStrong software and business systems design, analysis, and development skillsAbility to work independently and collaboratively in a fast-paced environmentOrganized, inquisitive, self-motivated, and adaptable to changing priorities and execution timelinesPreferred Qualifications, Capabilities, And SkillsMaster’s degree in Financial Engineering, Statistics, Mathematics, Computer Science, or a related fieldExperience with performance analysis and code optimizationFamiliarity with mortgage loan data, prepayment models, interest rate models, credit models, and cash flow toolsExperience implementing data analysis tools into proprietary platforms such as Athena ASCodePrior experience in the financial services industry, particularly in mortgage analytics or risk managementDemonstrated ability to manage multiple projects and deliver results under tight deadlinesStrong communication and presentation skillsABOUT USJPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.About The TeamOur Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We’re proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions – all while ranking first in customer satisfaction.For many, owning a home is the ultimate dream and we’re here to help customers make responsible choices throughout the home buying process through our online tools and advice. Whether purchasing a first home or vacation home, refinancing an existing loan or tapping into a home equity line of credit, we offer comprehensive services to help homeowners at every stage of their journey.