French Speaking AML Specialist

We are searching for a highly motivated and skilled French-Speaking AML Specialist to join our dedicated Financial Security team in Bucharest, Romania. This role is essential in protecting our operations and clients by ensuring strict adherence to anti-money laundering (AML) and compliance regulations. If you have a strong background in the financial sector, a sharp analytical mind, and excellent French language skills, we encourage you to apply!Key ResponsibilitiesAs an AML Specialist, your primary focus will be on the proactive monitoring, investigation, and reporting of potentially suspicious activities across various platforms. Your responsibilities will include:AML Alert Investigation & Analysis: Rigorously investigating and analyzing alerts generated by the automated Anti-Money Laundering (AML) and Transaction Monitoring systems. You will review transactional data, customer profiles, and behavioral patterns to detect and prevent money laundering and terrorist financing.Suspicion Evaluation & Reporting (SARs): Evaluating transactions and client behaviors against established norms and risk profiles to accurately determine whether they are normal business activity or indicative of suspicious activity. You will be responsible for preparing and submitting Suspicious Activity Reports (SARs) or internal Suspicion Reports (SRs) for escalation as required by regulatory guidelines.Client Communication (RFIs) & Documentation: Preparing and sending clear, concise Requests for Information (RFIs) to clients or internal teams to gather necessary documentation and clarifications needed to resolve ongoing investigations, particularly focusing on Source of Funds/Source of Wealth (SoF/SoW).Case Documentation & Decision Making: Identifying and documenting specific AML red flags within a case. You must meticulously document the complete rationale and supporting evidence for all decisions, whether to close the case as non-suspicious or to escalate it for further filing/review.Preliminary Investigations: Conducting thorough preliminary investigations on complex cases and formulating clear, well-supported recommendations for the Senior investigation teams regarding potential AML breaches.Compliance & Regulation: Ensuring all daily analysis and investigative work is conducted in full compliance with both internal company policies and relevant AML market regulations and legislation.Team Collaboration: Working closely and effectively with colleagues, particularly the investigation teams, to clarify complex issues, share findings, and ensure a seamless handover of escalated cases.Required Qualifications and ExperienceTo be successful in this role, you must possess a combination of robust language skills, academic qualifications, and relevant AML professional experience in the financial industry:Language ProficiencyFrench: Advanced professional proficiency is mandatory (written and spoken). Certification is required for non-native speakers to validate this proficiency level.Proficiency in another major European language is highly advantageous.Professional & Academic RequirementsAcademic Background: A Bachelor's degree in Finance, Law, Business Administration, or a related field.Professional Experience: A minimum of 1-3 years of relevant professional experience specifically in Anti-Money Laundering (AML) or Financial Crime Compliance within the financial services sector is required.Compliance Knowledge: Proven, in-depth knowledge and understanding of essential regulatory processes, including Know Your Customer (KYC), Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), and Anti-Money Laundering (AML) procedures.Technical Experience: Prior experience in transactional monitoring systems (e.g., Actimize, Mantas, Siron) and handling authority requests (e.g., from law enforcement or regulatory bodies) is highly desirable.Working Model and CompensationSchedule & LocationWorking Hours: Monday to Friday, full-time.Initial Training: The first few months will be spent fully onsite at our headquarters in Bucharest. This is crucial for onboarding, training, and team integration.Hybrid Model: After the initial period, you will transition to a hybrid schedule, combining Work From Office days with Work From Home days.Financial Package & BenefitsWe offer a comprehensive benefits package designed to support your well-being and professional growth, including a competitive net monthly salary and a monthly bonus based on target performance.Benefits and Perks include:Health Coverage: Private medical insurance.Flexible Benefits: A monthly allowance via a flexible benefits platform, allowing you to choose benefits tailored to your needs.Professional Development: Access to a subscription service for continuous learning.Support Programs: Access to Employee Assistance Programs (EAP).Seasonal Rewards: Bonuses during holiday seasons.Employee Incentives: Loyalty/Fidelity incentive, referral bonuses, and an annual service bonus for each year of employment, along with an eyeglasses discount program.Relocation Support (for candidates moving to Bucharest)We understand the challenges of moving and offer a robust relocation package to help you settle into Bucharest:Installation Bonus: A one-time financial bonus to cover initial flight and travel expenses.Accommodation: We provide a fully furnished apartment with a private bedroom for the initial months. Following this period, the subsidized monthly rent is a significant benefit compared to market rates, inclusive of all utilities and expenses.