Head of Compliance

About GriffinHi, we’re Griffin! We’re the bank for companies who want to build and launch financial products.Our contextWe're rapidly heading towards a future where most of us access financial services through technology companies rather than high street banks. All sorts of companies are now embedding financial products into their apps and user journeys so that their customers can seamlessly make payments, manage expenses, take out loans, save, invest, and do more.The problem is that companies are still dependent on legacy banking infrastructure if they want to offer regulated financial products. They need to either partner directly with an incumbent bank and/or stitch together middleware from various Banking as a Service (BaaS) providers. This process is slow, expensive, and complex and makes it very hard for companies to get new financial products off the ground.At Griffin, we want to change this.Our purposeWe want to make it easy for companies to bring finance to their customers at the point of greatest relevance. So, we built a bank.But not just any bank! Griffin is a technology platform and a bank: fully regulated, API-first, developer-centric, and purpose-built to serve innovative fintechs and brands who want to build and embed financial products.Learn More About What We Do.Our cultureOur culture is our most important asset, and one of the ways we safeguard it is by being extremely intentional about hiring the right people. We won't hire people who don’t seem like a strong fit for our core values, even if they're otherwise extremely qualified.We also believe that smart, motivated, conscientious people thrive in high-trust, high-autonomy environments. That’s why we’re transparent by default, and we encourage open discussion and challenge across all levels of the organisation. We’re also remote-first, asynchronous, and fully flexible - because you're the expert on how and when you do your best work.Learn more about our culture.The Risk and Compliance TeamOur vision is of risk and compliance teams that are an integral part of the business - somewhere our colleagues go to for expert and pragmatic advice. These functions are fundamental to the success of our business and we aim to be thought leaders in the space.We're early on our journey of building this function to meet our aspirations. Success in this role means taking a key role in that build process, while having complete ownership of all matters relating to compliance at Griffin. You'll develop close working relationships with the risk team and the business' other functions, particularly Operations, Product and Commercial.Who are you?We'd love to hear from you if you have most of the following:Have solid experience working within financial services in the UK, ideally in a fintech bank. Have experience working with the PRA or FCA, whether you've been on their team or worked closely with them. Have experience working with cards. Have extensive experience in Consumer Duty. You're our go-to person for regulations! We need someone with solid knowledge of the FCA handbook and PSD. Broad regulatory knowledge across areas like conflicts of interest, consumer duty, conduct rules, payments, complaints handling, financial promotions, SM&CR, product governance and remuneration. A hands-on leader who's comfortable both managing a team and diving into the work yourself. We’re hybrid-remote, and most of your colleagues will not share an office with you on a day-to-day basis. This means you should also have:A high degree of comfort adopting new software tools for document drafting, collaboration and communication. A love of writing - we have a major amount of written documentation that you will be contributing to, and we place a high degree of importance on clarity and readability (you can find out more here about how we write )N.B. We're able to sponsor Skilled Workers for this role.What will you be doing here?As the Head of Compliance at Griffin, you will...Help us manage conduct risks and work with the business to build strong internal controls and a great compliance culture. Own our compliance framework. You'll maintain policies for things like conflicts of interest, SMCR, whistleblowing, and compliance training. Be our regulatory relationship champion by building great connections with regulators and work closely with our audit, first and second line teams. Team up with our product team to spot and handle compliance considerations for everything we offer. Keep everyone informed with clear governance reports and up-to-date risk assessments. Be our go-to expert - support the assurance team with your knowledge and cover for the CRO when needed. As this role is caught by the Certification Regime, the role holder must adhere to the FCA’s Fitness and Propriety Requirements.What can we offer you?We are an early stage startup and we're working hard to expand our benefits package. We're planning to add to this list in the future.25 days off a year + winter break (we close in between Christmas and New Year) + bank holidaysRemote-first flexibility - work from anywhere in the UKWFA - Everyone gets up to 20 ‘work from abroad’ days a yearSupport with home office setupShare options - so you own a piece of what we’re building1:1 coaching and therapy through OlivaAuto-enrolment into company pension scheme with PenfoldEnhanced parental leave with up to 6 months at full payPrivate medical insurance and life insurance (provided by Vitality and AIG respectively)As a bank, we’re committed to maintaining the highest standards of security. This means that the successful candidate will need to complete background screening, and our offer will be conditional upon satisfactory review of these checks. This would include verification of right to work, criminal record, credit history, social media and professional reference checks.How do I apply?Are we your next move? Apply via the link below, if there's a match our Talent team will reach out to schedule an initial conversation and talk you through what happens next.We’re remote-firstWe have a small London office in Moorgate, but we are comfortable hiring people to work from anywhere in the UK. About a third of the company is based within occasional commuting distance of London, the rest are full-time remote.Under representationOur goal is for Griffin to proportionally represent the diversity of the working population in society. We’re working to ensure that Griffin is a supportive, empowering and inclusive environment for every member of our team — whatever your combination of race, ethnicity, gender, age, sexual orientation, physical ability, nationality, neurodiversity, and religious beliefs. If you’re part of a group that is under-represented in fintech, we’d love to hear from you.Griffin Bank Ltd request that recruitment agencies do not speculatively submit CVs to any employee or associate of our company unless explicitly asked to do so by a member of our Talent team.Any CVs sent to any member of our team on a speculative basis will not be recognised and we will not accept liability for any fee or commission should we subsequently employ a candidate who applied to us directly or was introduced by an instructed agency that may also have been submitted speculatively by an uninstructed agency.