Head of Credit Risk Management (CRM) VP - EVP - (For SHIMANTO BANK PLC) - Job ID : 1419592

SHIMANTO BANK PLC is looking for Head of Credit Risk Management (CRM) VP - EVPJob Description / ResponsibilityOversee implementation of credit policies, procedures, and controls across Corporate, SME, and Personal Banking segments.Ensure maintenance of asset quality and strict adherence to regulatory requirements.Appraise and recommend (if applicable ) the credit proposals.Provide expert opinion on credit matters to business units CRMC and senior managementMonitor account conduct, sanction terms, detect early warning signals, and manage credit risk proactively.Supervise recovery and regularization of past due & non-performing loans (NPLs).Ensure proper training and competency of lending staff.Develop credit risk mitigation strategies and monitor portfolio health.Conduct portfolio reviews, identify concentration risks, and support stress testing.Educational RequirementsMaster of Development Studies (MDS)Minimum Master’s degree in Business from any reputed university3rd division or 3rd class in any exam are discouraged from applyingEducational requirements may be relaxed for relevant and experienced candidatesExperience RequirementsAt least 12 year(s)The applicants should have experience in the following business area(s):BanksAdditional RequirementsExperience: A minimum of 12 years of progressive experience in credit risk management within the Banking sector.Leadership: Proven leadership qualities with a track record of successfully guiding and developing high-performing teams.Analytical Skills: Strong analytical, quantitative and judgmental skills to make sound credit decisions based on risk levels.Interpersonal Skills: Excellent interpersonal and communication skills for effective stakeholder management.Regulatory Acumen: In-depth, expert knowledge of the Bangladesh Bank`s regulatory framework, including guidelines on credit risk management, loan classification, provisioning, and Basel III implementation.Problem Loan Management: Demonstrable expertise in managing non-performing loans (NPLs), including formulating effective restructuring, recovery, and legal strategies.Diverse Product Knowledge: Comprehensive understanding of a wide range of credit products, including corporate, SME, retail, trade finance, and syndicated loans.Financial Modelling: Proficiency in financial modelling, stress testing, and portfolio analytics.Economic Insight: A strong grasp of macroeconomic trends and their potential impact on the bank`s credit portfolio.Education & Certification: A Master`s degree in Finance, Business Administration (MBA), Economics, or a related discipline is strongly preferred. Professional certifications such as Chartered Financial Analyst (CFA) or Financial Risk Manager (FRM) will be considered a significant advantage.Job LocationDhaka