Head, Payments & Collections (Group Transaction Banking)

Job DescriptionLead the overall Payment & Collections product and services function to meet or exceed the evolving market needs of our Non-Retail clientsDevelop, execute and manage products and solutions for PaymentsResponsible to strategise Payment products proposition, value add, customers acquisition and retention as well as business financial driven KPIBring to market new products/value propositions, grow market share and managing profitability with set a clear KPIs (to align with department’s business strategy & KPI and support overall division’s franchise goals).Establish, formulate and execute Payments product business strategy by focusing on products and services optimization to be more effective & efficient.Ensure products are developed, rolled out are implemented effectively to its targeted customers based on insights, market scanning, knowledge of competitive and industry trends, best practices, and that timelines, targets and budgets are achieved.Oversee product management deliverables which covers product & go-to-market strategy, product utilization, profitability etc. Foster closer collaboration with BUs and business development to deliver financial results.Review the cash products/offering/services and its supporting system & units / processes periodically to support the growth of the business within the Group.Implement strategies and changes (if needed) to accommodate to the market change and business growth.Responsible for all the compliance and regulation requirements, market share and competitor analysis, continuous product review and improvementJob RequirementsMinimum 10 years experience in payment or collection products.Possesses a good working knowledge in payment and collections regulatory frameworkGood written and verbal communication skills and able to communicate at all levels of seniority.Good Stakeholders Management skills with the aptitude for influencing and negotiating internal and external stakeholders as well as the ability to organisste and drive client’s dialogues.A client centric with strong presentation and training skills.A motivated team player-leader, who is driven, focused, discipline and able to work under minimum supervision by taking ownership and delivering goals independently.Being able to work in virtual teams and in matrix structures as part of a global team.Strong analytical skills and the ability to adopt a creative approach in problem-solving as well as having general technology skills and awareness.A self-starter with strong organisational, planning, decision-making and lateral thinking skills, in addition to being able to prioritise workloads to ensure critical deadlines are met while remain resilient under pressure.Highly motivated, self-sufficient, with a strong willingness to learn and take on new challenges.Note: Only shortlisted candidate will be notified.