Home Loan Administrator

Job Title: Mortgage ParaplannerLocation: Remote (South Africa)Reports To: Mortgage Adviser / Head of MortgagesEmployment Type: Full-TimeReference Code: REF PP-PLANNER 007Email for Applications: centurioncareers01@gmail.comSalary: R25 000 – R 40 000 Depending on exp OverviewCenturion Careers has built a trusted partnership with a UK-based employer over the past two years, successfully placing several South African candidates who continue to excel within the company.We are seeking a professional and detail-oriented Mortgage Paraplanner to join the team remotely from South Africa. The successful candidate will support UK-based mortgage advisers by conducting research, preparing documentation, and managing applications from start to completion while ensuring compliance with UK regulations.This role offers a stable, full-time opportunity within an international environment, paid in South African Rand through a locally set-up payroll system.Key Responsibilities1. Case Preparation & ResearchConduct research across multiple UK mortgage lenders and products.Assess affordability, income structures, and lending options (residential, buy-to-let, expat, etc.).Prepare detailed recommendation reports, lender comparisons, and Key Facts Illustrations (KFIs).Liaise with lenders to verify product and policy details.2. Application ManagementPrepare, submit, and track mortgage and protection applications through to completion.Resolve any issues proactively to ensure smooth processing.Maintain accurate and compliant case files on the CRM system.Communicate effectively with clients, lenders, solicitors, and advisers.3. Compliance & Technical SupportEnsure all client files meet FCA compliance standards and internal policies.Stay updated on lender criteria and product changes.Support advisers with pre-underwriting checks, income verification, and documentation.Identify and escalate potential compliance risks.4. Reporting & Process ImprovementProduce reports on pipeline activity, completions, and performance metrics.Contribute to process improvements and documentation updates.Assist with onboarding and support of junior team members when required.Skills & Experience RequiredMinimum 2 years’ experience in mortgage administration, case management, or paraplanning.Strong understanding of UK mortgage products and processes.Working knowledge of FCA regulations.Excellent attention to detail, analytical ability, and problem-solving skills.Strong written and verbal communication skills.Proficient in mortgage sourcing tools such as Twenty7Tec, Trigold, or Mortgage Brain.Ability to manage multiple cases independently in a remote environment.Qualifications (Preferred but Not Essential)CeMAP qualification (Certificate in Mortgage Advice and Practice) or currently studying toward it.Prior experience within a mortgage brokerage, IFA, or financial advisory firm.Personal AttributesProfessional, confidential, and client-focused.Highly organised and proactive with a problem-solving mindset.Comfortable working independently and within a virtual team.Committed to professional development and maintaining industry knowledge.RemunerationCompetitive salary (paid in South African Rand).Performance-related bonuses.Long-term career opportunity with an established UK-based firm.