KYT Team Lead (Know Your Transaction)

Who are we?dtcpay is a MAS-licensed payment service provider that bridges traditional finance and digital assets. We enable businesses to accept and make payments in both fiat and digital currencies, delivering secure, efficient, and seamless payment experiences across borders. As we expand our footprint worldwide, we are shaping the future of the digital payments space and driving the next chapter of growth.You will be responsible for overseeing the end-to-end Know Your Transaction (KYT) and Transaction Monitoring function, ensuring robust detection of suspicious activities and adherence to all applicable Anti-Money Laundering and Countering the Financing of Terrorism (AML/CFT) regulations. This role requires strong analytical capability, operational leadership, and deep understanding of digital asset risk typologies.What you'll do:Collaborate with Product, Data, and Engineering teams to refine transaction monitoring rules and machine-learning models.Assess false positives, adjust thresholds, and optimise rule logic to improve detection accuracy.Participate in user acceptance testing for new KYT system features and enhancements.Identify gaps in monitoring coverage and recommend improvements.Review, analyse, and conduct in-depth investigations on alerts generated from crypto (on-chain) deposits and withdrawals to mitigate risk exposure.Ensure all monitoring and reporting activities comply with MAS AML/CFT Guidelines and any other relevant laws and regulations.Prepare Suspicious Transaction Reports for submission to the Money Laundering Reporting Officer for onward filing with the relevant authorities.Assess patterns and trends in transaction activity to identify emerging risks and propose mitigating controls.Lead and supervise the daily operations of the KYT and Transaction Monitoring team.Assign, review, and perform quality checks on KYT cases to ensure accuracy, thoroughness, and timely completion.Develop and update standard operating procedures, workflows, and internal guidelines for KYT monitoring and investigations.Conduct training sessions for new joiners and provide ongoing refresher training for KYT and frontline teams.Coach, mentor, and upskill analysts on AML/CFT red flags, typologies, and investigative techniques.Ensure the team remains informed on evolving AML/CFT risks, typologies, and regulatory expectations.Manage staffing plans, shift coverage, productivity tracking, and performance metrics.Support ad-hoc projects and tasks as assigned.What we are looking for:Bachelor’s Degree in Business, Law, Accounting and Finance, Economics, or related fields.At least five years of experience in compliance roles within financial institutions, fintech companies, or payment institutions.Strong knowledge of MAS AML/CFT Guidelines and other relevant regulatory frameworks. Understanding of the Payment Services Act and regulations relating to the Digital Payment Token and digital asset industry is an advantage.Strong communication and stakeholder management skills, with the ability to collaborate effectively across teams.Excellent written and verbal communication skills, with bilingual (English and Mandarin) ability preferred.Strong analytical and critical thinking capability.High ethical standards, strong integrity, self-motivation, and the ability to work independently.The role is based fully onsite, requiring your presence in the office.Good to HaveProfessional AML/CTF certifications such as CAMS or ACAMS.Experience with blockchain analytics tools such as Elliptic or Chainalysis.Experience in the crypto or blockchain industry.