Lock Desk Coordinator

Job ResponsibilitiesAre you looking for a purpose-driven career, not just the same old 9 to 5? One that gives you a reason to come to work beyond just receiving a paycheck? Look no further! The SC Housing Finance and Development Authority (SC Housing) is actively searching for a Post-Closing Specialist to complete our Mortgage Production Team!Why join SC Housing?We know our employees work hard, so we work hard to encourage a culture that promotes work-life balance, well-being and employee engagement/recognition. We are a forward-thinking organization that is committed to changing lives by creating safe, decent, and affordable housing opportunities that fulfill dreams and inspire hope in our citizens. Our staff energizes the work that we do and helps find solutions that make a difference in the lives of others. If you want to be part of an organization that allows you to connect your passion for improving the lives of others to purpose, we invite you to join our team of housing champions!What will you do?RoleUnder limited supervision you will perform support tasks related to the to the purchase of mortgage loans by SC Housing in our Single-Family Homeownership Programs. In this role you will:Ability to analyze rate sheets provided from our TBA Administrator and make appropriate assessment of daily interest rates Meet with management to discuss changes and updates to program rates Responsible for daily posting and updates to single-family mortgage program rates to the lender portal Support pricing desk by fulfilling rate lock, re-lock, lock extension, and lock change requestsUpdate system with appropriate and required pricing changes and/or lock extensions.Monitor and report on the entire locked pipeline, weekly and monthly settlement and gain on sale calculations. Ability to carry out all lock desk policies and proceduresPerform regular analysis of program documentation in cooperation with program management to ensure compliance with all program, and regulatory requirements and update accordinglyPerform AdHoc reporting as requestedEnsure compliance with applicable program and insurer requirementsProvide high level of service to customers consisting of loan officers, processors, underwriters, management and business partners.Stay abreast of industry changes, monitor and participate in available training for continued developmentMinimum And Additional RequirementsA high school diploma and three (3) years of applicable experience in housing subsidy programs, mortgage banking, accounting, real estate or another related field.An equivalent combination of education and experience may be substituted to meet the agency minimum requirements. (i.e. 1 year of education = 1 year of related experience).Must be able to lift and carry files, books, and reports weighing up to 20 lbs. Must be able to perform filing, desk work, and operate general office equipment. Must be able to sit or stand for prolonged or intermittent periods of time while sharing, gathering, or presenting information to other staff members or external parties. The employee must be able to perform these tasks with or without reasonable accommodations. SC Housing is committed to a diverse workforce and does not discriminate on the basis of race, color, national origin, religion, age (40+) disability, or sex (including pregnancy, childbirth, or related medical conditions).Preferred Qualifications A bachelor's degree Experience in mortgage loan processing, file review, closing and post-closing file review, or disclosure preparation Additional CommentsWhat makes us Different?We are a state governmental agency but one unlike you’ve encountered before. We operate much more like a private sector business. We are a self-sustaining operation that offers rental and homeownership products and services. As a result, we face many of the same regulatory, market, and financial hurdles of private sector financial institutions. Our clear advantage to employees is that we offer challenging and meaningful work, as well as excellent state government benefits.Our Benefits PackageSC Housing offers an exceptional benefits package that includes:Telecommuting optionsAccrued Paid Time Off (15 days annual/vacation leave per year and 15 days sick leave per year)13 paid holidays PEBA Health, dental, vision, long term disability, and life insurance for employees, spouses, and children PEBA Perks Free Telehealth Visits for State Health Plan membersFree Health Coaching for State Health Plan membersState Retirement PlanDeferred Compensation Programs 401k and 457 plans MoneyPlus (tax-favored accounts program) Employee Assistance ProgramEmployee Discount Programs (PerksCard, TicketsatWork, and WeSave)Casual Fridays Tuition Reimbursement Program (after 6 months of employment)And much, much more!Location, Location, Location:The Palmetto State offers something for everyone. Located in the Midlands, Columbia is both the state capital and South Carolina's second-largest city. It is just a short commute to the state's beautiful beaches and gorgeous mountains. Sunny summers and mild winters allow residents to experience the outdoors year-round, a plus considering that Lake Murray is just minutes away. Great universities and colleges, minimal commute times and friendly people make South Carolina the ideal place to build your future.