بنك التعمير والإسكان HD Bank

Medium Enterprises Credit Risk Officer

Posted: Nov 10, 2025

Job Description

Job Summary:The position is focusing on taking the necessary reviews and analysis to mitigate the credit risks associated financing the medium enterprise clients.Job Responsibilities:Prepare credit risk reports for financing and facilities of medium enterprise clients.Conduct and review credit studies for new or renewed facilities, providing impartial technical opinions.Develop measures to mitigate, reduce, or transfer potential credit risks.Analyze current and future risks (industry, market, management, asset cycle, financial, capital structure).Ensure credit studies comply with internal/external regulations and policies, adding conditions or guarantees to minimize risks.Audit financial inclusion and sustainable finance data.Measure and evaluate credit risk levels using approved tools.Job Qualifications:Bachelor’s degree in Accounting, Finance, or a related field.Priority to candidates holding specialized certifications in credit or finance (e.g., Credit Course, SME Course).Minimum 1 year of banking experience preferred.

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