MLRO

Ria Money Transfer, a business segment of Euronet Worldwide, Inc. (NASDAQ: EEFT), delivers innovative financial services including fast, secure, and affordable global money transfers to millions of customers along with currency exchange, mobile top-up, bill payment and check cashing services, offering a reliable omnichannel experience. With over 600,000 locations in nearly 200 countries and territories, our purpose remains to open ways for a better everyday life.We believe we can create a world in which people are empowered to build the life they dream of, no matter who they are or where they are. One customer, one family, one community at a time.About This RoleWe are looking for a Money Laundering Reporting Office who will be a crucial part of the AML/CTF Framework of Ria Lithuania. In your role you will be responsible for the application and maintenance of the AML/CTF Program. You will work closely with the Compliance Officer, CEO, and the Head of Compliance in the Group. This is a broad role where you are expected to take ownership of your work. It consists of mixture of leading internal investigations in the field of FinCrime, monitoring the first line of defense, performing hands-on-tasks and be the point of contact for the FCIS. You will work in a dynamic, multicultural FinTech environment which will give you numerous opportunities to expand your domestic and international knowledge and experience.Roles & ResponsibilitiesAct as the point of contact for the Financial Crime Investigations Service under the Ministry of Interior of the Republic of Lithuania (FCIS);Promptly respond to any request from the FCIS, law enforcement or any competent authorities;Act as point of contact internally for escalations of unusual activity;Lead internal investigations and report on the outcome to the Management BoardLead FinCrime investigations and where needed file Suspicious Activity Reports to the FCIS;Maintain records, registers, and metrics on internal investigations, SARs, etc.Apply and develop AML/CTF policies and procedures in accordance with AML Regulations, resolutions from the Bank of Lithuania and Ria’s internal AML/CTF Strategy;Perform checks from the second line of defence to ensure AML/CTF policies and procedures are duly followed by the first line of defence;Regularly reporting to the Management Board with respect to AML risks, metrics, developments, and any other AML related events;Perform checks to ensure the sanction program is implemented and all employees are duly familiarized;Manage regulatory inspections and internal/external audits in the field of AML/CTF;Perform AML Risk Assessment; andAny other AML/CTF related tasksPosition RequirementsComfortable working in a high growth, constantly changing environment; andStrong technical, communications, and writing skills in English and Lithuanian; andYou have good planning and time management/prioritization skills; andExcellent analytical & problem-solving skills; andYou are interested in current trends in financial crime.Graduate in Law or similar with extensive knowledge of the AML Directives, Payment Services Directive, Wire Transfer Regulations, and all other relevant laws; andACAMS certification is not mandatory but highly appreciated.Work ExperienceDemonstrated experience as MLRO for 5+ years in Lithuania;Demonstrated experience in managing regulatory inspections by the Bank of Lithuania and the FCIS;Demonstrated experience in preferably the FinTech industry in Lithuania;Demonstrated experience in team management;Demonstrated experience in leading FinCrime investigations;Demonstrated experience in writing and maintaining policies and procedures; andDemonstrated understanding of Risk Management.Perks & BenefitsWork-Life Balance & FunHybrid Working Model – The best of both worlds: flexibility & collaborationExciting Social Events & Seasonal Celebrations – Because work should be fun too!A Day Off on Your Birthday – Enjoy your special day on us!Pet-Friendly Office – Bring your furry friends to work!Growth & DevelopmentInternal & External Learning Opportunities – Keep growing, keep succeedingInternal & International Mobility Opportunities – Your career, your wayProfessional Certification Support – We support your professional development and growthRewards & RecognitionAnnual Employee Recognition Events & Performance Rewards – Your hard work deserves the spotlightExclusive Discounts on Company Products & Services – Enjoy perks beyond the workplaceWellbeing & Giving BackEmployee Wellness Weeks – Prioritizing your health, alwaysVolunteer Days & CSR Initiatives – Make an impact beyond the officeGym Membership – Stay fit and healthy with our supportPremium Health Insurance – Comprehensive coverage for you and your familyFree Parking or Public Transport Allowance – Convenience, your wayPerks.lt - Discounts for 600+ stores Ria Money Transfer offers a competitive salary and benefits package. The reasonable estimated pay for this role ranges from 60.000 to 80.000 euros annually. Actual compensation is based upon factors such as the candidate’s skills, qualifications, and experience.Ria Money Transfer is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.Check out our website to learn more about the company at: http://www.riamoneytransfer.com/The position responsibilities outlined above are intended to define the general contents and requirements to perform this job. It is not to be taken as a complete statement of responsibilities or requirements. This job description does not restrict the Company’s right to assign or reassign duties and responsibilities to this job as needed.