Operations Manager

About Atome FinancialHeadquartered in Singapore, Atome Financial is building a world-class tech enabled financial services platform that is the best companion of our customers lifetime. As a part of the Advance Intelligence Group, a Series D fintech unicorn and ranked Top 10 on LinkedIn’s 2023 Top Singapore StartUps list with over 1,400+ staff worldwide, we are united by a shared vision and purpose: to Advance with Intelligence for a Better Life--for our customers, colleagues and communities.Atome Financial operates in 5 ASEAN markets (Singapore, Malaysia, Indonesia, Philippines, and Thailand). We have 3 key products: Atome BNPL: A leading buy now pay later brand in ASEAN and partners over thousands of online and offline brands Atome Card: A paylater anywhere card. Kredit Pintar: A leading Indonesia digital lending apps, regulated and supervised by Indonesia's Financial Services Authority (OJK).Our culture is built on values that are core to who we are and what we stand for: We foster an INNOVATION mindset We achieve results with EFFICIENCY and excellence We take pride in the QUALITY of our work We uphold INTEGRITY in all we do We embrace COLLABORATION to work across business lines and bordersJob PurposeThe Operations Manager is responsible for overseeing the daily functions of the collections operations, ensuring efficiency, compliance, and process improvements. This role requires managing supplier relationships, optimizing collection systems, maintaining regulatory standards, and leading training initiatives for regional teams.Key Responsibilities Supplier Business Relationship ManagementDevelop and maintain long-term cooperative relationships with suppliers, ensuring service efficiency and quality.Negotiate and manage contract terms to optimize costs and service agreements.Conduct regular supplier performance reviews and drive continuous improvements. Collections System Operations & MaintenanceOversee the daily management of all communication channels and bot systems, ensuring system stability.Manage system upgrades and function iterations, ensuring seamless transition and compatibility.Troubleshoot technical issues, ensure smooth recovery from failures, and implement preventive maintenance.Monitor login and invalid accounts, ensuring data integrity and security compliance.Responsible for making payments to suppliers. Compliance & Risk ManagementEnsure compliance with the local regulators and other relevant financial regulations.Identify potential operational risks and implement controls to mitigate them.Work closely with the compliance team to ensure adherence to data privacy and collections policies. Process Optimization & Performance ImprovementDefine key performance indicators (KPIs) for collections operations and track efficiency metrics.Identify bottlenecks in processes and implement automation where necessary.Drive continuous improvement initiatives to enhance the effectiveness of collections strategies.Key RequirementsBachelor’s degree in Business Administration, Finance, Operations Management, or a related field.5+ years of experience in operations, preferably in collections, financial services, or fintech.Strong understanding of collections processes, compliance regulations, and risk management.Experience managing supplier relationships and contract negotiations.Proficiency in system operations, troubleshooting, and automation tools such as WhatsApp, Dialer, Viber, AI botsExcellent analytical skills and ability to drive data-driven decision-making.Strong leadership, problem-solving, and stakeholder management skills.Fluent in speaking and writing both Mandarin and English due to regional coverage.