About PalmPayPalmPay is a leading Africa-focused fintech platform, offering digital financial services that empower users and businesses across the continent. With millions of users and a rapidly growing product suite—including mobile payments, digital wallets, lending, and card services—PalmPay is shaping the future of finance in Africa. As we expand our footprint, we are seeking a visionary, hands-on, and execution-driven Chief Technology Officer (CTO) to lead our technology strategy, engineering organization, innovation roadmap, and product infrastructure.
Role OverviewThe CTO will serve as a key member of the executive team, responsible for building scalable, secure, and innovative fintech platforms that support business growth, regulatory compliance, and user satisfaction across all markets where PalmPay operates. This role requires a strong blend of strategic vision, people leadership, and deep technical acumen.
Key ResponsibilitiesTechnology Leadership & StrategyDefine and execute PalmPay’s technology vision, aligned with business goals and regional growth strategiesDrive the architecture, infrastructure, and technical innovation across all products, including mobile apps, APIs, card systems, lending platforms, and agent networksIdentify and integrate new technologies that enhance platform scalability, speed, security, and reliabilityEngineering LeadershipLead, mentor, and scale a high-performing cross-functional engineering team (backend, frontend, DevOps, security, QA)Foster a strong culture of agility, innovation, and accountabilityEstablish engineering best practices, code quality standards, and effective documentation across teamsSecurity, Compliance & Risk ManagementOversee system security, fraud prevention mechanisms, and data privacy controlsEnsure platforms comply with regulatory requirements across jurisdictions (e.
g.
, CBN, NITDA, GDPR)Collaborate with internal audit, compliance, and legal teams to assess and mitigate technology risks Infrastructure & Systems ArchitectureLead decisions on cloud strategy, system design, CI/CD pipelines, and disaster recoveryOversee platform uptime, reliability, scalability, and performance SLAsChampion the adoption of modern microservices, containerization, and scalable API strategiesCross-functional CollaborationPartner with Product, Risk, Operations, and Business Units to support product innovation and deliveryCommunicate technology plans, roadmaps, and risks to executive leadership and external stakeholdersEvaluate and manage third-party technology vendors, platforms, and external integrationsQualifications And RequirementsBachelor's or Master’s degree in Computer Science, Engineering, or a related field10+ years of progressive leadership experience in technology roles, with at least 5 years in a senior engineering or CTO roleProven experience leading technology for a fintech, payments, or digital banking company in emerging marketsStrong knowledge of:
Cloud infrastructure (AWS, GCP)Mobile and web development frameworksAPIs, microservices, and distributed systemsCard/payment switching, settlement systems, or lending platformsHands-on understanding of cybersecurity, DevOps, and modern data architectureDemonstrated ability to lead and scale large, diverse engineering teams across geographiesExcellent communication, stakeholder management, and leadership skillsPowered by JazzHRGguTR1uq4a
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