Portfolio Data Analyst (Credit Card)

What you will do:Assist in the development and maintenance of risk management frameworks specific to credit card portfolios, under the guidance of senior team members.Perform regular analysis of credit card portfolio data to assess risk metrics, monitor performance trends, and identify potential areas of concern.Utilize advanced statistical techniques to understand credit card customer behavior, credit risk, and portfolio dynamics.Prepare and present reports summarizing key findings and recommendations to senior management and stakeholders.Collaborate with cross-functional teams including risk management, compliance, and finance to ensure alignment on risk strategy and regulatory compliance.Contribute to the development and enhancement of policies and procedures related to credit card risk management and regulatory requirements.What we are looking for:Bachelor's degree in Statistics, Mathematics, Economics, Finance, or a related quantitative field.3+ years of experience in risk analytics within consumer credit, preferably with exposure to credit card portfoliosProficiency in programming languages such as Python, R, or SQL for data manipulation and analysis.Strong analytical skills with the ability to interpret data and derive meaningful insights to support decision-making.Understanding of credit risk concepts and methodologies, including basic knowledge of credit scoring models and risk metrics.Excellent communication skills, both verbal and written, with the ability to convey complex information effectively to stakeholders.Proactive mindset with the ability to work independently and collaboratively in a team environmentUnderstanding of credit risk modeling techniques, including scorecard development, stress testing, and portfolio optimization, is a plus