Flipkart

Product Manager

Posted: 7 hours ago

Job Description

You are Responsible forOwn the Roadmap: Define and manage the end-to-end product lifecycle for our digital lending products—from customer onboarding (KYC) and underwriting to disbursement and servicing.Execute & Ship: Write clear user stories, PRDs, and specs. Work daily with engineering, design, and data science teams in an agile environment to ship high-quality features.Master the Journey: Become the expert on the digital loan journey, obsessing over conversion funnels, drop-off points, and user experience.Integration : Lead integrations with other NBFCs to build seamless Co-lending StackCollaborate with Risk: Work hand-in-hand with the Risk and Analytics teams to implement and iterate on underwriting logic and fraud detection modelsMeasure Success: Define key product metrics (KPMs), monitor performance, and use data to make informed decisions for product iteration.To succeed in this role – you should have the following3-5+ years of Product Management experience, with a significant focus on Digital Lending (Consumer Loans, Personal Loans, BNPL, or similar).Deep understanding of the entire loan lifecycle: origination, underwriting, disbursement, servicing, and collections.Proven experience working in a tech-first environment, comfortable discussing APIs, system architecture, and data models with engineers.Strong analytical skills; you are comfortable querying databases (SQL) and using data to find problems and test hypotheses.Excellent communication and stakeholder management skills.Highly DesirableDirect experience with Co-lending partnerships, Consumer Durables, BNPLFamiliarity with co-lending platforms (e.g., Yubi), modern Loan Management Systems (e.g. M2P).

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