Product Owner for the Monetization Digital Team - Digital Banking Tribe/ PI Lending & Digital Division

Who are we looking for? Within the Digital Banking Tribe, the Monetization Agile Team is responsible for maximizing digital sales and increasing the digital lifetime contribution value.As the Product Owner for this team, you will own the digital monetization KPIs, the vision and strategy to grow digital sales of our core products in lending, savings and investments. You will be the driver in combining customer needs and business objectives into a winning digital portfolio that shows growth and profitability. What will you do?·       You will own the Digital LCV KPI that represents the contribution of digital sales to the overall revenue of the Retail products portfolio. ·       Develop the digital sales strategy for the digital product portfolio (Lending, Investments, Accounts, Credit Cards, Overdraft, Retail Sales Finance, etc). Conduct market analysis, monitor competitor activity, and identify new opportunities for digital revenue growth.·       Understand and oversee the digital sales funnel. Ensure that analytical tools are used at all the key stages of a digital sale. Utilize data, A/B testing, customer feedback, and market research to inform prioritization decisions, measure success, and iterate quickly on the required product improvements.·       Responsible for meeting key performance indicators (KPIs) related to monetization such as the digital LCV but also cross-selling, conversion ratios, and share of Pre-approved/pre-selected sales. ·       Act as a key participant in all Agile ceremonies (Sprint Planning, Daily Stand-ups, Sprint Reviews, Retrospectives), providing clear team direction.·        Own, maintain and clearly communicate the team's product backlog, ensuring it is transparent, visible, and understood by the Agile team. Prioritize backlog items based on a clear framework balancing customer value, business impact, and overall effort. What you bring to the table: ·       Bachelor’s or Master’s degree in Business, Marketing, Finance, Economics or a related field.·       At least 2 years of experience in a Product Owner, Product Manager, or similar role preferably within a retail bank, fintech or financial services provider. ·       3+ years of proven experience driving sales of digital lending and investments products.·       Solid overall understanding of the core retail banking products, the budgeting process and profitability metrics. ·       Knowledge of the Albanian regulatory environment for banking products.·       Strong analytical skills and proficiency with data analysis. Experience with analysis and optimization of sales funnel data. Ability to use lending and investments portfolio data to make decisions.·       Exceptional communication, presentation, and stakeholder management skills with the ability to influence and bridge the gap between business and tech.·       Proficiency in Agile/Scrum methodologies and experience working directly with agile development teams.-------------------------0------------------------------0-------------------------------0--------------------------The interested candidates must present to the People, Culture and Organization Division, within October 26, 2025 the following documents :Detailed CVThe documents must be sent to the following address:E-mail :recruitment.hr@raiffeisen.al