Risk Manager

Job Purpose:Implement and oversee the Group’s Risk Management mandate across Enterprise Risk Management (ERM), Fraud Risk Management (FRM), Compliance Risk Management (CRM), and Operational & Financial Internal Controls. Ensure risks are identified, assessed, mitigated, and monitored in line with the Group’s risk appetite and strategic objectives.Responsibilities:Ensure the approved risk management frameworks, policies, and procedures for enterprise, fraud, and compliance risks are applied and maintained across the Group.Lead risk identification, assessment, and mitigation exercises with business units and functions.Guide management on risk treatment options to align risks with the Group’s appetite and tolerance.Monitor and assess emerging internal and external risks, and communicate impacts to stakeholders.Develop and maintain comprehensive risk registers and documentation of risk management activities.Conduct periodic follow-ups on risks and mitigation actions, including internal control improvements.Support the development and implementation of policies, systems, processes, and procedures to maintain acceptable risk levels.Monitor top/priority risks and prepare routine and ad-hoc risk reports for management.Design and implement models and systems to quantify risk exposures, including stress testing scenarios.Support GRC systems and tools for Segregation of Duties (SoD), KRIs, and risk reporting.Collaborate with Internal Audit and other departments to optimize risk management objectives.Partner with business units and stakeholders to resolve ongoing risk issues and implement remedial actions.Analyze business and technical requirements to minimize potential losses and manage business risks effectively.Evaluate insurance coverage for risks and oversee third-party risk management programs when required.Participate in new projects and vendor evaluations to support timely and effective risk-related decisions.Qualifications:Bachelor’s degree in Risk Management, Finance, Accounting, Business Administration, Economics, or any related field; a Master’s degree is preferred.Professional certifications such as ACA, ACCA, CIA, CRMA, IRM diploma, or ISO 31000 are highly desirable.5+ years of overall experience, with at least 3+ years in risk management and internal controls.Big 4 training is an advantage.Skills & Competencies:Strong analytical, strategic, and problem-solving skills.Excellent verbal and written communication.Knowledge of ISO 31000, COSO ERM, Fraud Risk Management, Internal Controls, and SoD management.Ability to monitor performance, facilitate discussions with Risk Owners, and work effectively across all management levels.