Risks Portfolio Analyst

Skyro is a rapidly expanding fintech company serving thousands of customers in the Philippines through our lending business. Our mission is to evolve into a full-fledged financial ecosystem, delivering cutting-edge solutions that make financial services more accessible, efficient, and secure for everyone.What you will do:Conduct comprehensive risk assessments and analysis to identify potential risks and evaluate their potential impact on the company's financial performance.Implement risk management policies, procedures, and controls to maintain a robust risk management framework within the company.Create and enhance NPV models that predicts profitability. and use them for Risk management procesess.Launch Champion-Challenger tests for Product parameters, analyze the results and optimize profitabilityAnalyze and monitor customer behaviorEvaluate existing risk models, algorithms, and methodologies, and propose enhancements or improvements to ensure their accuracy and effectiveness.Prepare reports, presentations, and documentation to effectively communicate risk analysis findings, key metrics, and recommended risk managing strategies to stakeholders and senior management.Work closely with cross-functional teams to provide risk-related insights and recommendations for product development, business strategies, and decision-making processes.What you should have:Bachelor's or Master's degree in Mathematics, Statistics or a related field.3+ year of experience as a Risk Analyst or in a similar role, preferably within the financial services or fintech industry.Strong knowledge of financial risk management principles, methodologies, and regulatory requirements.Proficiency in quantitative analysis, statistical techniques, and data analysis tools.Experience in using scoring models to develop portfolio, origination, and underwriting strategies.Experience with analytical software and programming languages such as Python, R, SQLExperience in scoring model development using Python is an advantageExcellent problem-solving skills and the ability to think critically and strategically.Strong communication and presentation skills, with the ability to effectively convey complex risk concepts to both technical and non-technical stakeholders.Ability to work in a fast-paced environment, prioritize tasks, and meet deadlines.Why join Skyro?Competitive benefits including medical, dental, and hospitalization coverageHealth card support for family membersLife and accident insuranceCommunication, internet, rice, and laundry allowancesStructured career growth with regular evaluations and support