Sales Officer - Salary Loans & Fixed Deposit Investment

LOCATION: IBADAN, OYO STATEJOB SUMMARYThe Rosabon Sales Executive is required to collect and prepare all materials needed to secure a loan. He/ She will also be responsible for reviewing loan applications, evaluating the potential risks of granting loans to applicants.DUTIES & RESPONSIBILITIES- Evaluate credit worthiness by processing loan applications and documentation within specified limits- Interview applicants to determine financial eligibility and the feasibility of granting loans - Determine all applicable ratios and metrics and set up debt payment plans - Communicate with clients either to request or to provide information - Justify decisions (approvals/rejections) and report on them - Complete loan contracts and counsel clients on policies and restrictions - Review loan agreements to ensure that they are complete and accurate according to policy - Update account records compute payment schedules and transactions on ERP - Confer with underwriters to aid in resolving loan application problems. - Update job knowledge on types of loans and other financial services - Assess customer needs, explore all options and introduce different types of loans- Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas - Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process - Operate in compliance with laws and regulations and adhere to lending compliance guidelinesQUALIFICATIONS/REQUIREMENTS- Proven working experience as a Loan Officer- Familiarity with computers and banking applications/software- Solid understanding of direct/indirect lending products and practices- Customer satisfaction orientation and sales competencies- Ability to work in a goal oriented environment and meet set target- HND, OND in finance, economics or a related fieldJob Type: Full-time