Senior Underwriter

About Us:At eCapital, we are on a mission to ignite growth and empower businesses across North America and the U.K. by accelerating their access to capital. Our expertise and forward-thinking technology create customized, cutting-edge solutions for clients in over 80 industries. We are proud to have been named to the prestigious Inc. 5000 Fastest Growing Company list in 2023, recognized as a ‘Great Place to Work’ by the Secured Finance Network, and celebrated as a ‘Most Innovative Company’ by ABF Journal; all thanks to our dynamic team who are the cornerstone of our success.To continue to innovate and find better solutions for our company and clients, we need bright minds, enthusiastic advocates, and savvy industry professionals. By joining our team, you will have the opportunity to unleash your potential, challenge yourself, and experience a rewarding culture with competitive salaries and unique employee benefits.Are you ready to make an impact and help us shape the future of finance?Purpose: To coordinate the client take on, underwriting and closing processes to ensure a timely and expeditious execution of a new business transaction in line with client’s expectationsTo champion the Risk Framework and its adoption with the business unitTo ensure the underwriting process is effected within the parameters of the Risk Framework processes in a manner that protects our security position. To represent the interests of their company internally and externallyTo implement and maintain excellent standards of customer service Responsibilities:Coordinate and analyze results of due diligence searches, audits, and background reportsWhere appropriate and in support of the new business staff and/or senior management meet and/or interview the prospective client’s management team onsiteCollate and review prospective client’s historical and projected financial statements, cash flows, availability of collateral value ensuring accurately reflected in Sanction RequestIdentify critical transactional/structural risks and communicate issues to senior managementCompletion of the Sanction Request in compliance with the Risk Framework in collaboration with the Sales Team memberFacilitate the effective hand over of new client to Operations staff servicing the facilityCoordinate internally and externally; including with third-parties such as existing lenders, partner lenders, appraisers, outside counsel and industry consultants bringing in senior management at the appropriate timeSupport networking activities as neededUndertake project work as required by the local and / or group companiesCoordinate the initial funding of transactions including the closing/reconciliation of good faith deposits and the preparation of funding documentation and memo’sTo ensure that best practice is both shared and implemented within their operating companyCompetenciesProven ability to review collateral, financial performance and projectionsHigh attention to detail Organizational skills essentialStrong skills regarding transaction structuring. High level of familiarity with documentation specific to Factoring facilitiesAbility to build internal and external relationships. Work in a fast-moving team environmentMust be able to manage several projects in varying stages at the same time. Must be able to take ownership / responsibility of work productAbility to present with professionalism and confidence to external committees, stakeholders, and investorsConsistent and timely follow up essential to Team/Sales/Mgmt; etcStrong oral and written communication skillsQualificationsUndergraduate degree in finance or other business-related field preferred or undergraduate degree supplemented with relevant work experience. Minimum 5 years of experience as an Underwriter. Background in Factoring requiredWe BringCompetitive CompensationAnnual Bonus IncentivesRemote/Hybrid WorkPTOHealth, Dental, and Life Benefits401k MatchingAbundant professional development opportunities at a growing and thriving Fintech company!eCapital Culture:At eCapital, we're not just a funding provider—we're a strategic partner built for what's next. Our culture is defined by innovation, scalability, and personalized service. We value:Agility: We adapt quickly to changing market conditions and customer needsRelationships: We put our clients' needs at the center of everything we do, and we believe the best results come from diverse teams working togetherAccountability: We hold ourselves to the highest standards in all aspects of our workInnovation: We constantly push boundaries to create better solutions for our clientsWe offer a dynamic work environment where you'll have the opportunity to make a significant impact on our business and the SMBs we serve. Join us in revolutionizing how businesses access and manage capital in the digital age.eCapital values diverse experiences and backgrounds. We encourage all qualified candidates to apply, regardless of race, color, religion, gender, sexual orientation, national origin, genetics, disability, age, or veteran status.Powered by JazzHRHW2hZgJDTs