Specialist - Collections, AACU Payment Collection

IntroAre you ready to explore a world of possibilities, both at work and during your time off? Join our American Airlines family, and you’ll travel the world, grow your expertise and become the best version of you. As you embark on a new journey, you’ll tackle challenges with flexibility and grace, learning new skills and advancing your career while having the time of your life. Feel free to enrich both your personal and work life and hop on board!Why you'll love this jobThis job is within the the American Airlines Credit Union. The role is responsible for collecting on delinquencies while at the same time reinforcing American Airlines Credit Union’s mission of member advocacy.What You'll DoPerform collections on consumer loans, credit cards, negative shares, mortgage loans, and controlling losses to the Credit UnionRefer loans for charge-offs for management reviewUpdate member address informationPerform skip tracing and payment transfersSend appropriate collection correspondenceFollow up on payment arrangements and broken promises to payCreate and maintain detailed collection documentation of all accounts workedAssist on IVR/ACD and Dialer, when requestedReview all credit and loan documents as well as membership cardsReview credit bureau reportsPerform other duties as assignedThe selected candidate will be responsible for ensuring the security and confidentiality of all account and related information which is part of their work and for ensuring that his/her work is in compliance with all applicable laws and regulations including, but not limited to, the Bank Secrecy Act.All you'll need for successMinimum Qualifications- Education & Prior Job Experience High School diploma or GED equivalentPreferred Qualifications- Education & Prior Job Experience Bachelor's degree in Business or equivalent relevant field or equivalent relevant industry experienceExperience in a financial/banking institutions with a working knowledge of the different productsKnowledge of FDCPA and the Texas ActSkills, Licenses & CertificationsSkilled in Microsoft Office software (e.g., Word, Excel, Access, PowerPoint) gained through either work experience with the software or education and hands-on use of the softwareSkilled in excellent oral and written communication skillsAbility to interact professionally with all organizational levels, both verbally and writtenAbility to work independently and with minimal supervisionSkilled in effective time management skills and proficiency while handling multiple projects/tasksAbility to maintain satisfactory performance and attendanceAbility to pass applicable American Airlines and Credit Union pre-hire compliance checksWhat You'll GetFeel free to take advantage of all that American Airlines has to offer:Travel Perks: Ready to explore the world? You, your family and your friends can reach 365 destinations on more than 6,800 daily flights across our global network.Health Benefits: On day one, you’ll have access to your health, dental, prescription and vision benefits to help you stay well. And that’s just the start, we also offer virtual doctor visits, flexible spending accounts and more. Wellness Programs: We want you to be the best version of yourself – that’s why our wellness programs provide you with all the right tools, resources and support you need.401(k) Program: Available upon hire and, depending on the workgroup, employer contributions to your 401(k) program are available after one year.Additional Benefits: Other great benefits include our Employee Assistance Program, pet insurance and discounts on hotels, cars, cruises and moreFeel free to be yourself at AmericanFrom the team members we hire to the customers we serve, inclusion and diversity are the foundation of the dynamic workforce at American Airlines. Our 20+ Employee Business Resource Groups are focused on connecting our team members to our customers, suppliers, communities and shareholders, helping team members reach their full potential and creating an inclusive work environment to meet and exceed the needs of our diverse world.Are you ready to feel a tremendous sense of pride and satisfaction as you do your part to keep the largest airline in the world running smoothly as we care for people on life’s journey? Feel free to be yourself at American.