Underwriter (Auto/ HL Loans)

About the RoleAs an Underwriter for Auto or Home Loans Team, you will be responsible for the evaluation of current credit data/information of borrowers to determine their eligibility/ qualification according to set standards or credit parameters and the degree of risk involved in extending credit/loan.How you'll contributePerform thorough underwriting application assessment approvals by endorsing qualified applications approving qualified borrowers.Review credit profile and related information of borrowers, identify credit risk and establish mitigants of assigned loan products.Pro-actively Executes the Credit Policy Manual/guidelines applying the assigned loan product with prudence and sensibility.Strong Adherence and compliance to the Bank's internal and external, policies/procedures/standards, b. Bank’s organizational thrusts, top management’s/ExCom/BOD directives in the performance of assigned tasks compliant with internal and external auditWhat we’re looking for Graduate of Bachelor's Degree in Business Studies/Administration/Management, Commerce, Finance/Accountancy/Banking or any field of studyMust have at least 2-3 years of relevant work experience doing credit evaluation / credit analysis.With knowledge of credit policies and procedures, and risk management.Equipped with effective written and oral communication.Able to communicate effectively with internal customers (stakeholders).Analytical, proactive, and detail oriented.About Security BankSecurity Bank is one of the Philippines’ best capitalized private domestic universal banks. Established in 1951 and publicly listed with the Philippine Stock Exchange (PSE:SECB) in 1995, our major businesses cover retail, corporate, commercial, and business (MSME) banking.We’re recognized as an Employer of Choice in Philippine banking by various award-giving bodies for our values-based culture, industry-leading engagement and benefits, and commitment to work-life balance.Most recently, we ranked as the #2 best employer in the Philippines and #54 globally on the prestigious Forbes’ World’s Best Employers 2023 list.At Security Bank, our approach to Human Capital Management (HCM) is embodied by our Employee Value Proposition (EVP): “YOU matter.”Start your BetterBanking career with us today.