Underwriting Analyst

Position ResponsibilitiesThe Underwriting Analyst inputs and reviews finance applications from small to mid-sized businesses to determine the credit worthiness of the applicant, size, and term of the financing offer. In addition, the analyst will evaluate the transaction to determine if it fits internal funding guidelines. The best candidates will be self-motivated, team-oriented and eager to be a part of a rapidly growing business.Key ResponsibilitiesAdjudicate credit and approve new finance applications within level of authority.Make timely decisions with limited information.Professionally communicate decisions to our partners.Build relationships and offer exceptional service to our partners to ensure continued flow of business.Communicate and work proactively with the sales team to help further penetrate our relationships with existing and new customers.Protect Channel from fraud and aid in pricing transactions for the appropriate risk.Continuously identify and implement underwriting strategies which make Channel a recognized, differentiated leader in the working capital industry.Keeps abreast of industry and competitor trends.Skills & SpecificationsStrong math and analytical skills.Must be able to multitask and be highly adaptable to change.Must be detail oriented, have excellent organizational and time management skills.Competitive drive and strong history of accomplishment.Good interpersonal relationship skills and motivation for personal growth.Required knowledge of computer systems and proficient in Microsoft Office (Excel and Word).Must understand financial statements and documentation.Experience with Credit BureausExperience with SalesForce a plusEducation & QualificationsMinimum 2-4 years in a financial services, credit, or underwriting function.Experience in a commercial underwriting function working with small businesses is a plus.Associates or bachelor’s degree or equivalent education/experience is preferred.Company SummaryElite is a business unit of Channel Partners Companies. Channel is a leading provider of equipment finance and working capital funding solutions for small businesses, exclusively through Equipment Finance Companies. Utilizing customized technology and business processes, a strong balance sheet, and risk analytics, Channel provides single source financing that supports third-party originators and their customers who have business growth opportunities and a need for capital. At Elite powered by Channel, our mission is to help our Partners and Brokers provide working capital to their customers, the small businesses of main street America. Today, through strong relationships and frictionless technology, we’ve emerged as one of the country’s leading working capital financing companies.Channel empowers and trains team members at all levels to make quick decisions in service to our relationships and ensuring the flexibility and nimbleness required to compete in today’s marketplace. Channel is the perfect workplace for those who are motivated and have a desire to be part of a fast-growing, agile, and diverse organization where you can make a difference every day.Channel has five office locations in four states and has ranked among the 500/5000 fastest-growing private companies in the U.S. by Inc. magazine for 10 consecutive years. We offer a flexible work environment and encourage innovation and team member development. Benefits include medical and dental plans, HSA, life insurance and disability plans, along with a generous PTO policy and employer-match company 401K plan.Channel Partners is an equal opportunity employer. We consider all qualified applicants without regard to age, race, color, religion, sex, sexual orientation, gender identity, national origin, genetic information, national origin, disability, veteran status, marital status, family status or any other basis prohibited by law. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.