VP, Risk

About Atome FinancialHeadquartered in Singapore, Atome Financial is building a world-class tech enabled financial services platform that is the best companion of our customers lifetime. As a part of the Advance Intelligence Group, a Series D fintech unicorn and ranked Top 10 on LinkedIn’s 2023 Top Singapore StartUps list with over 1,400+ staff worldwide, we are united by a shared vision and purpose: to Advance with Intelligence for a Better Life--for our customers, colleagues and communities.Atome Financial operates in 5 ASEAN markets (Singapore, Malaysia, Indonesia, Philippines, and Thailand). We have 3 key products: Atome BNPL: A leading buy now pay later brand in ASEAN and partners over thousands of online and offline brands Atome Card: A paylater anywhere card. Kredit Pintar: A leading Indonesia digital lending apps, regulated and supervised by Indonesia's Financial Services Authority (OJK).Our culture is built on values that are core to who we are and what we stand for: We foster an INNOVATION mindset We achieve results with EFFICIENCY and excellence We take pride in the QUALITY of our work We uphold INTEGRITY in all we do We embrace COLLABORATION to work across business lines and bordersKey ResponsibilitiesLead and coordinate the execution of the risk management function across the organization.Develop and implement risk policies, procedures, and risk appetite statements aligned with organizational objectives and regulatory standards.Identify, assess, and prioritize current and emerging risks (credit, market, operational, liquidity, regulatory, reputational, etc.).Advise senior management and the board of directors on the organization’s risk profile and exposure.Oversee risk measurement and reporting processes to ensure timely and accurate communication of key risk issues.Collaborate with business units to embed a strong risk culture, providing guidance and training as necessary.Liaise with internal audit, compliance, and other control groups to ensure the effectiveness of risk management processes.Analyze risk events and incidents; drive root cause analysis and recommend corrective actions.Monitor and interpret regulatory changes or industry trends related to risk management, ensuring organizational compliance.Lead, coach, and develop the risk team; foster a culture of continuous improvement.QualificationsBachelor’s degree in Finance, Business, Economics, or a related field; Master’s or MBA preferred.Professional certification in risk management (e.g., FRM, PRM, CRM) is an advantage.Significant experience (typically 10+ years) in risk management, with at least 5 years in a leadership or senior management role.Strong knowledge of risk management frameworks (e.g., COSO, Basel, ISO 31000) and relevant regulatory requirements.Excellent analytical, problem-solving, and decision-making abilities.Exceptional communication and interpersonal skills, capable of influencing at all organizational levels.Proven ability to lead teams and manage complex projects.