AML/CTF Associate Analyst

Use strong attention to detail and sound reasoning skills to conduct investigations Tackle interesting challenges and cases every day to protect Zip from Money Laundering / Terrorism Financing risksHybrid work arrangement, with 2 or 3 days a week in our Circular Quay officeWrite your story with a career at ZipThe purpose of the Anti-Money Laundering / Counter Terrorism Financing (AML/CTF) Operations team is to ensure that on-boarded and applying customers are suitable for the Zip platform and that customers operate in a manner that is compliant with Zip’s AML/CTF program.

Cool stuff you'll be working onAs an AML/CTF Associate Analyst in our AML/CTF Operation team, you will own the AML/CTF investigations and ensure Zip meets its compliance obligations. You'll also:

Conduct enhanced customer due diligence on high-risk customers in line with Zip’s enhanced customer due diligence standardIn some cases, this may require contacting the customer and clarifying the source of funds and/or the purpose of the transactionsMonitor customer transactions / behaviour to identify suspicious activity associated with money laundering and/or terrorism financingReport suspicious matters to AUSTRAC in line with the AUSTRAC regulatory requirementsUndertake Politically Exposed Persons (PEP) and sanctions screeningAssist in assessing Zip’s money laundering, terrorism and sanctions risksContribute to developing transaction monitoring rules to detect ML/TF activityWork closely with Zip’s fraud team to ensure reportable fraud is actioned as a financial crimeAssist in managing a financial crime compliance assurance frameworkWhat You’ll Bring To The TeamZipsters work on a broad range of initiatives, and our skills and experiences all look a little different.

What really matters to us is that you’re a great fit with our four Values, and have a desire to learn and grow. So whether you meet some or all of the desirable attributes below, we’d still love to hear from you:

Previous experience in AML/CTF (preferable, not essential)Strong analytical skills with the ability to join the dots and make sound decisionsAbility to meet non-negotiable regulatory deadlines and quality expectationsSuperior attention to detail and process efficiency to ensure no errorsUnderstanding of Zip’s or similar systems and processesGood written communicator who can produce factual, concise and accurate reports and presentationsA confident verbal communicator who can have sensitive conversations with customersA mindset that embraces AI and new tools to adapt, learn and grow. An aptitude for identifying and managing risks.

Whether you are a People Manager or an Individual Contributor, we are all leaders at Zip, therefore effective risk management is important to how we run our business and part of all our roles. Our values in your DNA: Customer First, Own It, Stronger Together and Change the GameWhat You’ll Get In ReturnAs we write this next exciting chapter in our story, we will continue to move at pace and embrace change. For you, this might mean opportunities to learn new skills with hands-on experience, broader responsibilities, or the buzz of seeing your work impact customers faster.

Zip is a place where you’ll get out exactly what you put in. When you join the team, we'll do our best to make sure you can be yourself and surround yourself with smart, friendly colleagues and leaders who have your back, so that you can make the big things happen. Zipsters tell us these are just some of the best things about working here. You’ll also receive:

25 days paid leave annually, including birthday leave and quarterly wellbeing days16 weeks paid parental leave for primary carers, and 4 weeks for supporting carersFamily support policies including miscarriage bereavement leave and domestic violence leaveMental health and wellness initiatives, including $299 annual wellbeing allowance, free access for you and family members to our EAP service Sonder, discounted private health insurance, and great rates on fitness sessions through ClassPass2 days paid volunteering leave per year Fee-free Zip products, and discounts with Zip merchant partners Team social events, epic offices, free breakfast daily, and weekly free lunches Be a part of a team that reflects the diversity of our customersWe pride ourselves on being a workplace that provides equal opportunities to people of all ages, cultural backgrounds, sexual orientations, gender identities, abilities, veteran status, and everything else that makes you unique.

Equally, we’re committed to ensuring our recruitment processes are accessible and inclusive. Please let us know If there are any adjustments that need to be made to ensure you have a fair and equitable experience. And finally…get to know usZip Co Limited (ASX: ZIP) is a digital financial services company, offering innovative, people-centred products that bring customers and merchants together. Operating in two core markets - Australia and New Zealand (ANZ) and the US, Zip offers point-of-sale credit and digital payment services, connecting millions of customers with its global network of tens of thousands of merchants.

We’re proud to be a values-led business and our values - Customer First, Own it, Stronger Together and Change the Game - guide us in everything we do.