Account Officer (Corporate and Commercial Banking)

The Account Officer solicits/markets potential borrowing accounts, reviews credit feasibility through evaluation of credit requirements and financials, prepares loan recommendation, ensures proper loan and collateral documentation, monitors accounts to mitigate past due and ensure timely recovery of the Bank's exposure.Job RequirementsSkills and QualificationsBachelor’s degree in business or a related disciplineAt least 2 years of related work experience gained from the banking industryAbility to manage multiple accounts while seeking new opportunitiesAbility to understand client needs, and negotiate costs and servicesProficiency in Microsoft Office, with aptitude to learn systemsWillingness to travel as needed to meet with clients and prospectsAbility to speak in Chinese is a plusPreferred Skills and QualificationsExpert in sales and marketing, credit and lending and portfolio/ account managementCredit evaluation, financial modelling, business strategy, marketing, contract review, loan structuring, cross-selling, negotiation skills, business development, presentation skills, business writing.With network and experience in handling bank products: Corporate or Commercial LoansWilling to be assigned in Makati Head Office