AML Expert – Data & Business Analysis

Are you passionate about risk management, operational efficiency, and preventing financial crime? We’re looking for an ML Expert with strong analytical and business understanding to help strengthen Entercard’s AML and Sanctions frameworks and contribute to a robust, compliant, and data-driven risk culture.Your role at EntercardAs an AML Expert, you will play a key role in developing, maintaining, and enhancing our AML and Sanctions framework. You will combine deep subject-matter knowledge with hands-on analytical work and collaborate closely with business, compliance, and technology functions. Your expertise will directly support Entercard’s ability to prevent financial crime and meet regulatory expectations.Key ResponsibilitiesIn this role, you will strengthen Entercard’s AML and Sanctions framework by improving policies, processes, and documentation—particularly within data analysis, reporting, transaction monitoring, and customer behavior. You will analyze transactional and behavioral data to identify risks and trends, transforming insights into clear reporting and visualisations that support decision-making.You will contribute to the design, validation, and optimisation of AML models, ensuring they meet regulatory requirements and reflect our risk appetite. Acting as a bridge between business and IT, you will translate AML needs into practical system enhancements and efficient workflows, collaborating closely with technical stakeholders.Your strengthsStaying updated on regulatory developments and ensuring relevant changes are implemented is essential to the role. You will help maintain strong controls through risk assessments and continuous improvements. You will also support learning and awareness by providing training within your field and working cross-functionally to advance strategic initiatives.Desired Qualifications Degree in Finance, Business, Data Science, or a related field 7+ years’ experience in AML/Sanctions/Fraud, including transaction monitoring and behavior analytics Strong understanding of both business and system processes; knowledge of financial crime prevention is a plus Good knowledge of AI/ML, regulatory reporting, and BI tools (e.g., Power BI, SQL, Python) Certifications such as CAMS or ICA Diplomas are an advantage Excellent communication skills and ability to simplify complex concepts Proven ability to work independently and drive improvements in a fast-paced environmentThe team and your future managerYou will be part of an experienced and forward-leaning AML team led by a highly engaged and visible manager who values clarity, accountability, and results achieved through collaboration. The leadership style is hands-on and present, with a focus on transparent communication, high standards, and strong alignment between strategy and daily operations. You can expect clear direction, trust in your expertise, and the mandate to lead within your area.Our culture is rooted in our values - We keep our promises, We always improve, We make a difference, We win together. These guide how we work, make decisions, and support one another. We are a diverse and skilled team where professionalism, curiosity, and a sense of enjoyment go hand in hand, creating an environment where you can contribute meaningfully and continue to grow. The position is located in our Stockholm office. Do not hesitate to reach out to the hiring manager, Head of AML Jessica Darnelius, if you have any questions or would like to learn more about the role.Interviews will be conducted on an ongoing basis, we look forward to receiving your application!About EntercardEntercard is one of Scandinavia's leading finance companies with over 1,7 million customers in four different countries. Through our owner Swedbank, we gain access to global and unique expertise within lending. Our goal is to make our customers' everyday lives easier by creating smart and responsible payment and financing solutions. We are proud to establish a company culture based on community values and engagement.