Area Head - Group Loans

Job RequirementsRole/ Job Title: Area Head - Group LoansFunction/ Department: Rural BankingJob PurposeEnsuring high class portfolio quality by maintaining collections efficiency with consistent growth in portfolio along with maintaining high compliance standardRoles & ResponsibilitiesPrimarily responsible for sales and collections of JLG, MHL & other related products Maintaining high class Collections efficiency across buckets as desired by the bank. Current bucket collections to be above 99.7%NTB acquisition of customers with retention of existing customers Constant growth in the portfolio by increasing the number of customers and consistently delivering desired disbursal amount.High compliance standards with continuous portfolio checks. Ensuring minimum governance issues and process lapsesSecondary ResponsibilitiesEnsuring best customer service with minimum/zero escalationsDriving digital initiatives within existing productsManagerial & Leadership ResponsibilitiesBuilding a strong and high-performance team down underTraining new hires and nurturing existing talent.Continuous guidance to team to prepare them for next role.Ensure minimum attrition.Education QualificationGraduation: BA, BBA, B.com & B.scPost-graduation: MBA/PGDMExperience: 15+ years of relevant experience.