Assistant Relationship Manager, Corporate & Institutional Banking (CIB)

Job Description & RequirementsThis role will straddle across Financial Institutions (FI) & Corporate client segments of CIB. On FI side, the role will entail supporting FI RM in client engagement and transactional support for trade finance flows and loans transactions. On corporate side, this would entail assisting the RM for client coverage for corporate and institutional clients, in the areas of credit assessment and reviews, client servicing and client due diligence. Closely work with Head CIB and Senior Manager – Portfolio Management in maintaining the overall portfolio metrics and quality of the book.Job Content1.FI RM SupportWorking closely with the FIG RM to support Corporate clients and non-clients with the Trade Finance flow and Financing deals.Understand the FI risk monitoring system to review Credit Risk application viz-a-viz the transaction being processed.Overlook and Coordinate transactions sold to Multilateral agencies from turnaround and timing perspective.2.Corporate Credit Risk Assessment and ManagementAssisting the corporate RM and working closely with Senior Manager – Portfolio Management & the Risk team in managing the credit risk of the client portfolio. This involves:Understanding client needs and ensuring that appropriate facilities are being offered to the clientAnalyse creditworthiness of clients, Identification and assessment of key risks and structuring of facilities to mitigate the risksPreparation of clear and concise Facility Applications and annual / interim review of facilities including spreading of financials on Moody’s Financial Analyst tool, performing financial analysis and confirmation of compliance to covenants and credit termsPreparation of proposals for ad-hoc transactions and marketing clearances in line with Bank policies.Actively participate in supporting development of client relationship , including accompanying RMs on client visitsEnsuring all client documentation are duly executed and perfected.3.Housekeeping and risk monitoringAssist RMs and closely work with Senior Manager – Portfolio Management in ongoing risk monitoring, including:raising accounts on Early Alert as required, preparing early alert updateshandling excesses, seeking approval and following up with clients until regularizationEnsuring credit files are always updated4.Corporate Transaction ExecutionAssist RM in the implementation and execution of transactions including confirmation of conditions precedents met, and handling drawdown requests.Assist RM in coordinating the execution of legal documentation including facility agreement negotiation, perfecting of security / collateral, liaising with external legal counsel, HO legal, other lenders, etc as necessary.Assist RM in transactional approvals and monitoring.5.Corporate Client ServicingWork with product partners, operations team, risk and compliance for a seamless service delivery of the bank’s products to the client. This includes matters relating to payment investigations, account opening, loan drawdown / rollover requests, quotation of rates, balance enquiries etc.Be the escalation point for client relationships, proactively solving issues and escalating appropriately to RM, local COO or local CEO as required.6.Corporate & FI Client Due Diligence and CompliancePerform client due diligence and manage all aspects of financial crime risk in line with Bank’s compliance policies such as “Know Your Customer” (KYC), Anti Money Laundering (AML), Sanctions etc.Timely KYC and trigger reviewsFollow up on alerts triggered by ongoing transaction monitoring as necessary7.Foster Team WorkPromote a culture of Teamwork within the Unit by:Sharing best practices / sharing market informationBacking up team members in client servicingRequirementBachelor’s degree is preferred or a related field from a reputable university.Financial qualifications, knowledge of accounting & finance/law.Min 3 years of Corporate Banking experience with knowledge of Trade Finance, Treasury, DCMUnderstanding of Trade Finance flows and familiar with UCP, URC & URR (ICC publications)Corporate Banking experience with knowledge of Trade Finance, Treasury, DCM is a plus.Knowledge of Credit analysis, legal documentation settlement, credit administrationAchievement oriented, self-motivatedResourcefulness, decisiveness, information seeking*Note that salary commensurate with relevant experience.*For Singapore Citizen and Singapore PR, please apply via MyCareerFuture Portal.