Associate, Corporate Credit Risk (Japanese Speaking preferred)

Job Purpose & ObjectivesResponsible for the preparation of credit review and risk assessment analysis of credit proposals for the Bank’s corporate clients.Maintain credit quality of existing clients as well as prospective corporate clients. Ensure the Risk Adjusted Return is above the minimum threshold established by the Bank’s directives.Key ResponsibilitesAssist the GRM Asia department to build sound relationships and information flows with the key business stakeholders in Asia Pacific and HQ in Spain.Provide credit analysis and advices for Corporate & Investment Banking clients. Conduct credit analysis on prospective and existing clients by performing financial spreads, providing a credit rating assessment and prepare credit proposals.Assess operations on credit / pricing and ensure minimum RAROEC/RORC threshold requirements. Monitor the credit risk portfolio by follow-up the clients’ financial evolution and credit exposure at all times. Highlight to credit committee if there is an event and/or financial position that may materially affect the credit quality of the client and to undertake necessary steps and follow-up actions recommended in the Loan Review Committee.Work with internal stakeholders for reports to regulators and auditors. Credito/RaR/Pricing de mercado.8.Calculo de RatingImplementation and control of internal tools: Workflow, Digital PF, Rating tools etc. Assist in monitoring policies and procedures.Job SpecificationsQualification & ExperienceWith a minimum of 3-5 years relevant experience in corporate banking credit risk management with reputable financial institutions. Candidates with more experience could be considered for a more senior title.Familiar with risk assessments of large corporate clientsDegree holder in Business Administration / Finance / Accountancy or its equivalent.Good understanding of banking products and risk management concepts.LanguageStrong communication skills in English. Japanese speaking will be an asset.Other Skills (e.g. Interpersonal, Communication etc)Strong analytical and problem-solving skills. Proven ability to identify and communicate Credit Risk.Effectively communicate skills to articulate risk issues.Strong interpersonal and communication skillsCustomer-orientedAble to work in a matrix reporting structure, multi-functional and cross-cultural environmentWell-organized and meticulous in detailsAbility to work under pressureA team player.