Business Analyst — Fintech Cards Product

Ceron Technologies ecosystem is one of the leading financial services tech enablers encompassing digital payment solutions (processing gateways, cross border and domestic remittances including SWIFT, SEPA Credit Transfers, SEPA Instant Credit transfers, Faster payments), digital e-wallet (core electronic money platform, white-label sub-platform, mobile neobanking), verification services integrations (KYC & AML), cards processing solutions, trading & investment, robust open banking API.Our Business Analysis team is seeking a Business Analyst with a focus on Profiles/Payments management. As an analyst passionate about financial technology and eager for new challenges, you’ll play a pivotal role in bridging business requirements with technical solutions. The ideal candidate should possess strong analytical skills, experience in the IT domain, and a keen ability to translate complex requirements into actionable specifications. This role offers a unique opportunity to contribute to the growth of a leading fintech ecosystem, providing digital payment and investment solutions. We value self-discipline, a willingness to learn, and a commitment to personal and professional development. If you are analytical, enjoy problem-solving in the fintech space, and thrive in collaborative environments, join us to shape the future of financial services.Requirements:Solid experience (3 years +) with business requirements analysis in the IT domain and fintech domain.Must-Have Experience with Card ProductsCard transaction Lifecycle knowledge (authorization, clearing, settlement)Understanding of PCI DSS, 3DSecure (3DS) protocolsCard limits&rules logicUnderstanding of BIN ranges, card design and personalizationAbility to transformative business requirements to consistent requirements specifications for developers (web, mobile) & designer teams.Strong analytical skills to make a critical assessment of the information from numerous sources.Systems thinking and functional decomposition skills.Knowledge of the describing tasks Agile methodology: epic, feature, story, tasks.Understanding of principles and specifics SDLC.Excellent interpersonal skills — work in a collaborative team with Software Engineers, QAs, Tech Support, Product Owner.Upper-intermediate written and verbal English.Bachelor or MSc degree in computer science, finance, or related field is a plus.Knowledge and expertise in Fintech area is a strong plus.Knowledge of business process description methodologies is a plus (BPMN).Responsibilities:Close collaboration with the business team (cards department, clients support, payments department, compliance teams etc).Gather business requirements from key stakeholders considering product consistency and ideology.Decompose function delivery on stages to meet business needs progressively.Assist with requirements gathering and digitalization on all task lifecycle stages.Create requirements specification for developers & designers team.Create specifications for different APIs integration.Compose entity descriptions and data flow diagrams.Create customer product specifications and run product demos.Hiring Process:HR Screening (30 minutes) — Initial discussion on experience and salary expectations.Technical Interview (1,5 hour) — Assessment of payments, and API knowledge.Offer and Negotiation — Alignment on salary, benefits, and start date.Here’s what makes working with us unique:Fully Remote & Flexible WorkWork from anywhere within the European time zone. Enjoy the freedom of a fully remote and autonomous environment, with access to our offices in Kyiv, Vilnius, and Dubai for in-person collaboration when needed. No daily calls — only meaningful, performance-focused sync-ups.Collaboration with Highly Skilled ProfessionalsJoin a team of fintech and technology experts with deep domain knowledge, product focus, and a passion for innovation and excellence.International Fintech ExposureCollaborate with leading international e-banks and fintech partners from the UK, Lithuania, Cyprus, Spain, and Saint Lucia. Gain hands-on experience with global financial ecosystems and cutting-edge technologies.Opportunities for Growth & InnovationBe part of a fast-growing company that values initiative and creativity. We’re not perfect — and that’s why we’re open to your cool ideas, improvements, and innovative solutions. Here, you’ll have real space to shape processes, lead change, and grow professionally.Work—Life BalanceWe value results over micromanagement. Our culture supports flexibility, autonomy, and personal well-being, so you can do your best work without burnout.Impactful ProjectsContribute to next-generation fintech solutions transforming digital payments, compliance, and e-banking across multiple markets.Continuous Learning & Professional DevelopmentWe invest in your growth:Up to €300 per year for professional courses, certifications, and trainingEnglish language courses to strengthen communication skills€20 monthly allowance for ChatGPT Premium to boost your research and productivityPaid Time Off & Benefits18 paid vacation days per year12 paid national holidays6 paid sick leave daysCeron Technologies is an excellent place to work and develop skills for everyone — including you! We are aimed for a long-term partnership, based on trust and work-life balance.Join our team today and take part in the disruption of the financial world!