Collections Risk Officer

Job Description:Has an in-depth knowledge in the end-to-end Credit Risk cycle particularly collections risk for Secured (Auto and Housing Loans) or SME products; performs a variety of routine tasks or assignments.Enhance Collections MIS and analysis highlighting potential risks, provide analysis and trends, and recommend actions to improve Collections performance for the various products.Determine the benchmark to track performing and non-performing segments for early detection of portfolio issues.Lead other collections analysts to provide inputs and recommendations to portfolio, product and collection teamsGuide junior officers, provide analysis and recommendations coming from Collections risk perspective to the business and functional lineRegularly review the effectiveness and relevance of the existing work processes and practices to improve collections efficiency and mitigate on past due/NPL/RMG/ARGConsistent use of prescribed guidelines or policies to analyze and resolve problem, but in the process, and have ability to identify process/policy improvements and recommendEngage with cross-functional teams effectively and provide guidance on execution of risk recommendations.Generate regular and adhoc reports using R to be made available for analysis and presentation to internal Risk team and supported functional units.Qualifications:Knowledgeable in R, SAS. With working experience is preferredWith at least 3 year’s experience in Risk ManagementStrong organizational skills and keen to details especially in data gathering, data clean up and data analysis.Satisfactory oral, written and presentation communication skills needed to coordinate with customers and various units in the BankCommunicate effectively and provide guidance on execution of recommendationsSatisfactory analytical skills required for the positionProactive and self-drive