Corporate Credit Analyst

Company Description :We are one of the top 10 biggest banks in terms of assets in Indonesia and listed in the Indonesia Stock Exchange, that offer banking products and services that help people and companies to succeed, creating wealth and growth through our Retail Banking, SME and Wholesale businesses.Why PermataBank ?Here at PermataBank, you will Learn, Grow, and Make A DifferenceYou will have the appetite and the ability to learn many things, challenged to grow beyond ways you can imagine, and see the incredible difference you would have made along the journey.This is our platform for you. We cannot promise a smooth ride, but rest assured, it is going to be a meaningful journey!Learn : We always think innovatively to improve the way we work, making it easier, better and faster.Grow : We provide excellent service to customers and encourage excellent performance in our daily work.Make a difference : We understand each other and together build strong relationships with internal and external parties based on mutual respect.JOB DESCRIPTIONPerform comprehensive credit analysis for the preparation of credit proposals in collaboration with the Relationship Manager, in accordance with established policies, procedures, and business targets. This includes analysis of company financial statements, industry analysis, business trends, and macroeconomic conditions.Identify customer accounts with potential risk of default or delinquency, provide risk mitigation measures, and ensure that all negative issues related to a submission are properly escalatedMonitor account health through financial covenant monitoring and credit reportingProvide input and explanations regarding customer-related inquiries in various forums such as the Credit Committee, audit findings, and EAR meetingsJOB REQUIREMENTSMinimum Bachelor's Degree in any majorMin >5 years experience as Corporate/Commercial Banking AnalystDemonstrate an advance analytical skillHave knowledge of the banking risk mitigation processPT Bank Permata Tbk hereby informs that the company does not impose any charges in the employee recruitment process.