Credit Acceptance & Custody Staff

Who are we?Amar Bank is one of the most technologically advanced digital banks in Indonesia. Our leadingdigital lending product, Tunaiku has the distinction of being the first FinTech product inIndonesia. We are also the first digital bank on the cloud. As the first profitable digital bank, wemanaged to get listed on the Indonesian Stock Exchange.How did we manage to do that?We are changing people’s perception of a bank. We believe we are the innovators who combinecustomer focus principles with creating technology-based impact. We incorporate freedom andflexibility as part of our startup working culture DNA to encourage innovation in creating betterfinancial solutions for the banking industry. We think of ourselves as, ‘A technology companywith a banking license’. For this reason, we ‘Act like a FinTech, and think like a Bank.’How did it all start?Founded on March 15, 1991, in Surabaya as PT Anglomas International Bank (Amin Bank), thebank was acquired by Tolaram Group and transformed to PT Bank Amar Indonesia (Amar Bank)in 2014. It has then undergone a significant digital transformation to become one of thecountry's forerunning fintech institutions through its award-winning digital lending platform,Tunaiku.Our philosophy, mission, and visionTechnology must impact lives, must improve lives. We exist to provide banking to those who‘need’ and not only to those who ‘want’. Services when provided to those who need at the timeof their need brings smiles. Our vision is to bring 200 million smiles.More About The Bank With Startup Culture EnvironmentConsist of 1000+ people, you will meet people who love to grow, dream big, and actually havefun at the workplace! We provide a great working environment that pushes people to growoutside their comfort zone. People with high drive and ambition find us a very attractive place towork as their career growth matches their own drive and not any staid policies. Thus we holdthe honor of being awarded “Best Place to Work in Indonesia”.Recently Amar Bank was awarded as Inspirational Brand from APEA (Asia Pacific EnterpriseAwards) 2022. Of course, our innovation won't stop here. So if you would love to be a part of it,have a growth mindset, and are constantly hungry for challenges, we invite you to join us in ourjourney to ‘Impact Lives’.Join us today and create #unlimitedinnovations!About the position:This critical role is essential for maintaining the integrity and compliance of our credit processes.The position is responsible for mitigating credit risk, ensuring strict regulatory adherence, and driving operational efficiency. This function is key to sustaining high quality standards given the increasing volume and complexity of our credit transactions.ResponsibilitiesMonitor To Be Obtained (TBO) documents, and financial covenant adherence to ensure regulatory and contractual complianceReview and validate business processes to confirm alignment with internal procedures and applicable external regulationsExamine credit documentation after approval, before contact signing, post-contract signing, and prior to disbursement to ensure completeness and compliance with all applicable regulationsPerform through on-site inspections of credit-related policies in coordination with other departmentsProvide essential data and documentation to support internal and external audits, including SKAI, OJK, and KAP auditsOversee the centralization and management of credit documents to ensure accessibility and organizationCoordinate closely with cross-functional teams such as Business Units, Compliance Internal Audit (SKAI), System & Procedures, Credit Risk, and Credit OperationsHandle day-to-day reporting, administrative duties, and systematic filing of credit-related documentsCarry out additional tasks and responsibilities as assigned by direct supervisorsRequirementsBachelor's degree in Finance, Accounting, Economics, or a related fieldIn-depth understanding of credit processes, including risk identification, assessment, and mitigationDemonstrated proficiency in reviewing and analyzing credit documents for compliance and accuracyStrong communication and coordination skills, with the ability to work effectively across multiple departmentsCapable of conducting detailed and insightful on-site inspections of credit-related operationsProven administrative and reporting abilities, with strong document management skillsExceptional attention to detail and proactive mindset in identifying and recommending process improvementsWe exist to help and manage credit portfolios. We organize information in order to make sure that loans function efficiently. We manage the entire Tunaiku credit process.It’s our job to determine the borrower’s competency to utilize the funds to generate an income and their ability to pay back the principal amount and interest. We work hand-in-hand with other departments to achieve all credit objectives within a defined timeframe.We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.