Credit Disbursement & Transaction Staff

Who are we?Amar Bank is one of the most technologically advanced digital banks in Indonesia. Our leadingdigital lending product, Tunaiku has the distinction of being the first FinTech product inIndonesia. We are also the first digital bank on the cloud. As the first profitable digital bank, wemanaged to get listed on the Indonesian Stock Exchange.How did we manage to do that?We are changing people’s perception of a bank. We believe we are the innovators who combinecustomer focus principles with creating technology-based impact. We incorporate freedom andflexibility as part of our startup working culture DNA to encourage innovation in creating betterfinancial solutions for the banking industry. We think of ourselves as, ‘A technology companywith a banking license’. For this reason, we ‘Act like a FinTech, and think like a Bank.’How did it all start?Founded on March 15, 1991, in Surabaya as PT Anglomas International Bank (Amin Bank), thebank was acquired by Tolaram Group and transformed to PT Bank Amar Indonesia (Amar Bank)in 2014. It has then undergone a significant digital transformation to become one of thecountry's forerunning fintech institutions through its award-winning digital lending platform,Tunaiku.Our philosophy, mission, and visionTechnology must impact lives, must improve lives. We exist to provide banking to those who‘need’ and not only to those who ‘want’. Services when provided to those who need at the timeof their need brings smiles. Our vision is to bring 200 million smiles.More About The Bank With Startup Culture EnvironmentConsist of 1000+ people, you will meet people who love to grow, dream big, and actually havefun at the workplace! We provide a great working environment that pushes people to growoutside their comfort zone. People with high drive and ambition find us a very attractive place towork as their career growth matches their own drive and not any staid policies. Thus we holdthe honor of being awarded “Best Place to Work in Indonesia”.Recently Amar Bank was awarded as Inspirational Brand from APEA (Asia Pacific EnterpriseAwards) 2022. Of course, our innovation won't stop here. So if you would love to be a part of it,have a growth mindset, and are constantly hungry for challenges, we invite you to join us in ourjourney to ‘Impact Lives’.Join us today and create #unlimitedinnovations!About the position:This position critical to Disbursement of Our Credit Processes. The role ensure Completeness of legal & execute credit disbursement, in accordance with the approval result & credit agreementResponsibilitiesVerify the completeness of legal & administrative document before credit disbursementPrepare disbursement instruction based in credit approval & limit provisionsEnsure that each credit disbursement in accordance with the approval result & credit agreement (both hard copies & softcopies)Distribute transaction evidence to other work units in accordance with established proceduresPrepare regular report & summaries related to asset status and transactionsImplement risk management within the respective work unit in accordance with it's area if responsibilityRequirementsBachelor's degree in Finance, Accounting, Economics, or a related fieldMinimum of 1 years of Credit Disbursement / Loan OperationProfiency in core banking system AS400, Ms. Office, & familiarity with regulatory reporting standards and requirementWe exist to help and manage credit portfolios. We organize information in order to make sure that loans function efficiently. We manage the entire Tunaiku credit process.It’s our job to determine the borrower’s competency to utilize the funds to generate an income and their ability to pay back the principal amount and interest. We work hand-in-hand with other departments to achieve all credit objectives within a defined timeframe.We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.