Credit Risk Analyst

Monee is a part of Sea Group, a leading global consumer internet company. Monee’s mission is to better the lives of individuals and businesses in our region with financial services through technology. Monee’s offerings include mobile wallet services, payment processing, credit offerings, and related digital financial services and products. These are available in seven markets across Southeast Asia and Taiwan under various brands, including ShopeePay, SPayLater, and other brands.Responsibilities:Assist in formulating and executing credit risk policies by utilizing data analysis and documenting the credit framework for underwriting and managing policies related to portfoliosResponsible for coordinating and implementing risk management initiatives with functional business units to facilitate risk identification, analysis, mitigation and reportingPrepare performance/result tracking against triggersConduct risk assessments, risk metrics and visualization, risk convergence, credit risk and control framework design and integrated credit risk managementAssist in ensuring compliance to credit risk management requirements by local-and-group levelAid in providing information for credit risk governance meetings and contribute to ensuring that follow-up tasks and corrective actions are addressed within the specified deadlinesUndertake ad hoc tasks assigned by the Head of Risk to help build and implement a strong credit risk framework, potential financial and liquidity risk management review, and promoting business growth within the defined risk limitsRequirements:Bachelor’s Degree from an accredited institution in either Risk Management, Business Administration, Information Systems / Security or any related fieldAt least 1-3 years of work experience either in risk management, internal audit, or business continuityKnowledge about risk management framework for financial institutions, credit bureaus, operational controls, and risk-based methodologiesGood level of English both spoken and writtenWork experience in banking, financing, lending, or FinTech companiesExperience with data tools – SQLAdvanced computer skills especially Microsoft ExcelCan work independently with minimal supervisionDetailed-oriented, committed to qualityStrong interpersonal and communication skillsForward-looking and creative thinker, with a general problem-solving mindsetTeam spirit (being able to cooperate with colleagues including from other departments)Strong analytical and decision-making skills