Job Description
Job DescriptionAs a Third-Party Administrator for dozens of Healthcare Insurance companies locatedoverseas, the Customer Service Representative is responsible to handle Inboundrequests received via phone and email for “Expat”, “Destination” and “Travel” patientswhose medical services will take place either in the United States or the rest of theworld. Besides providing coverage details to medical Providers/insured Members,coordinating cashless appointments worldwide, providing bill status information toProviders, the CSR will work closely with the Case Management department on servicesthat require an authorization which include identifying services that must be pre-certifiedand initiating the pre-authorization process. Last but not least, the CSR will be workingwith Account Management for any bill related matters that need to be escalated.Main Daily Responsibilities, But Not Limited To Direct communications with Members, Providers, Corporate Clients via phone,email and any type of communication. Register Policies in the system with proper eligibility, add Members/dependentsand create appropriate tasks that will trigger proper workflow Documentation of all calls or communications in the Members record (whenapplicable) Confirmation of Benefits and Eligibility information to members and providers. Identify medical services that require an authorization from the Corporate Clientand take appropriate actions (initiate authorization, provide status on existingones and escalate any issues to Case Management) Coordination of medical services in/outside the USA, this, in most cases, includelocating and contacting several Providers who have the availability and suit theMembers preferences and accept our Guarantee of Payment for a cashlessExperience Ensure that Providers send claims to the proper address for processing and/orpayment and that only the correct amounts are collected from the patient(deductible, co-payments, etc.) Assignment of benefits Provide referrals to in network Providers to all Members, Corporate Clients andsometime other Providers, confirmation of participation of a specific Provider inthe network. Steer callers to in network facilities/providers to generate higherrevenue. Provide claims information like status, process date, detailed payment amount,check number, discounts taken, etc. to Members, Corporate Clients andProviders by making the necessary contacts. Assist on resolving any billing issue by contacting the appropriate departmentand/or parties involved. Identify balance billing by analyzing claim and payment information available. Identify potential problems and take prompt corrective actions in order to avoidescalated issues that require supervisory intervention. Keep Account Managers informed of any delicate issue that may require theirattention in order to avoid or resolve an existing problem. Calm irate Members and Providers and reassure their problems and concernswill be dealt with in an effective and timely manner. Apply knowledge, experience, common sense, and critical thinking to all issuesbeing dealt with. Multitask and prioritize Make decisions on when a specific issue needs to be brought to the attention ofthe supervisor/manager. Respond and address new business concerns from existing and potentialcustomers. Log and record all type communications for patient files. Respond to general queries from members (policy procedures, reimbursements,etc.). Redirect callers when necessary Follow up until completion on all issues that are not resolved on the initialcontact, keep parties updated on steps and actions taken. Service the maximum amount of callers in the quickest and most efficient waywithout sacrificing the quality of the service.Requirements✓ Bilingual (English & Spanish)✓ Must be detail-oriented and organized✓ Must possess critical thinking skills as well as the ability to manage timeefficiently.✓ Must be able to gather the information necessary to assist customers.✓ Always be sharp and alert.✓ Needs to communicate well with co-workers (verbal and written).✓ Knowledge of phone manners, etiquette and protocols.✓ Professional phone etiquette and written skills✓ Ability to adapt to changes✓ Able to understand, interpret and explain policies and procedures as well asknowledge of commonly used concepts, practices and procedures in the field.✓ Ability to deal with irate customers and complaints while maintaining composureand control of the situation.✓ Knowledge of Microsoft Office.✓ Ability to learn from past experiences
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